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augmented_data_lex.json
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{"ParticipantId": "2", "Id": 0, "Content": "General terms and conditions of insurance of Allianz Travel "}
{"ParticipantId": "1", "Id": 1, "Content": "The following customer information provides a concise overview of the insurer's identity and the material content of the insurance contract (Article 3 of the Swiss Insurance Contract Act \u00e2\u20ac\u201c ICA). Only the insurance policy and General Terms and Conditions of Insurance (GTC) are authoritative for the content and scope of the rights and obligations derived from the insurance contract. "}
{"ParticipantId": "2", "Id": 2, "Content": "The general terms and conditions of insurance of the company."}
{"ParticipantId": "1", "Id": 3, "Content": "The material content of the insurance contract and the insurer's identity can be found in the following customer information."}
{"ParticipantId": "2", "Id": 4, "Content": "The general terms and conditions of insurance of Allianz Travel are here."}
{"ParticipantId": "1", "Id": 5, "Content": "The material content of the insurance contract and the insurer's identity are provided in the following customer information."}
{"ParticipantId": "2", "Id": 6, "Content": "Who is the insurer? "}
{"ParticipantId": "1", "Id": 7, "Content": "The insurer is AWP P&C S.A., Saint-Ouen (Paris), Wallisellen Branch (Switzerland), hereinafter called Allianz Travel. The company headquarters are at Richtiplatz 1, 8304 Wallisellen. "}
{"ParticipantId": "2", "Id": 8, "Content": "Who is the insurer?"}
{"ParticipantId": "1", "Id": 9, "Content": "AWP P&C S.A., Saint-Ouen (Paris), is the insurer."}
{"ParticipantId": "2", "Id": 10, "Content": "The insurer is not known."}
{"ParticipantId": "1", "Id": 11, "Content": "AWP P&C S.A., Saint-Ouen, Paris, is the insurer."}
{"ParticipantId": "2", "Id": 12, "Content": "Who is the policyholder? "}
{"ParticipantId": "1", "Id": 13, "Content": "The policyholder is the person designated as such in the insurance policy. "}
{"ParticipantId": "2", "Id": 14, "Content": "Who is the insured?"}
{"ParticipantId": "1", "Id": 15, "Content": "The person is designated as the insurance policy's policyholder."}
{"ParticipantId": "2", "Id": 16, "Content": "The person is the insurer."}
{"ParticipantId": "1", "Id": 17, "Content": "The person is designated as the insurance policy's \"policyholder\"."}
{"ParticipantId": "2", "Id": 18, "Content": "What risks are insured and what is the scope of the cover? "}
{"ParticipantId": "1", "Id": 19, "Content": "Assumption of the cancellation charges owed by the insured person, if this person is unable to take up the booking (holiday apartment, hotel, course, seminar) due to an event that is listed as insured in the GTC and cancels the booking. "}
{"ParticipantId": "2", "Id": 20, "Content": "What are the risks that are insured?"}
{"ParticipantId": "1", "Id": 21, "Content": "If the insured person is unable to take up the booking due to an event that is listed in the GTC and cancels the booking, the cancellation charges will be assumed."}
{"ParticipantId": "2", "Id": 22, "Content": "What are the risks that are insured and what is the scope of the cover?"}
{"ParticipantId": "1", "Id": 23, "Content": "If the insured person is unable to take up the booking due to an event that is listed in the GTC and cancels the booking, then the cancellation charges will be assumed."}
{"ParticipantId": "2", "Id": 24, "Content": "Which persons are insured? "}
{"ParticipantId": "1", "Id": 25, "Content": "The insured persons are in each case essentially set out in the insurance policy and the General Terms and Conditions of Insurance (GTC). "}
{"ParticipantId": "2", "Id": 26, "Content": "Which people are insured?"}
{"ParticipantId": "1", "Id": 27, "Content": "The General Terms and Conditions of Insurance is the insurance policy that the insured persons are in."}
{"ParticipantId": "2", "Id": 28, "Content": "Which people have insurance?"}
{"ParticipantId": "1", "Id": 29, "Content": "The General Terms and Conditions of Insurance are the insurance policy that the insured persons are in."}
{"ParticipantId": "2", "Id": 30, "Content": "Temporal and local scope of the insurance cover "}
{"ParticipantId": "1", "Id": 31, "Content": "The insurance cover basically applies worldwide during the insurance period. Local restrictions in the special provisions for the individual insurance components (e.g. breakdown and accident assistance applies only in Europe) as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that contradict the insurance cover remain reserved. "}
{"ParticipantId": "2", "Id": 32, "Content": "The temporal and local scope of the insurance cover."}
{"ParticipantId": "1", "Id": 33, "Content": "The insurance cover applies worldwide during the insurance period, but there are restrictions on the individual insurance components in Europe."}
{"ParticipantId": "2", "Id": 34, "Content": "The temporal and local scope of the insurance cover is related."}
{"ParticipantId": "1", "Id": 35, "Content": "The insurance cover applies worldwide during the insurance period and there are restrictions on the individual insurance components."}
{"ParticipantId": "2", "Id": 36, "Content": "What are the main exclusions? "}
{"ParticipantId": "1", "Id": 37, "Content": "In respect of cover for cancellation charges / cancellation charges for accommodation and further training, in particular, no insurance cover exists in the event of \"poor healing\", inter alia i.e. for illnesses or the consequences of an accident, of an operation or of a medical intervention that already existed at the time of the booking of the journey or the signing of the insurance contract, and which had not fully healed by the time of the date of travel; the same applies to travel cancellations issued by the travel agency, official decrees, illnesses/injuries not immediately ascertained by a physician at the time of their occurrence, or to psychological responses to potential hazards, such as fear of unrest, terrorist attacks, natural catastrophes or aviophobia (fear of flying). "}
{"ParticipantId": "2", "Id": 38, "Content": "What are the main exclusions?"}
{"ParticipantId": "1", "Id": 39, "Content": "No insurance cover exists in the event of poor healing, for example, for illnesses or the consequences of an accident, or of a medical intervention that already existed."}
{"ParticipantId": "2", "Id": 40, "Content": "What are the main reasons for exclusions?"}
{"ParticipantId": "1", "Id": 41, "Content": "No insurance cover exists in the event of poor healing, for example, for illnesses or the consequences of an accident, or a medical intervention that already existed."}
{"ParticipantId": "2", "Id": 42, "Content": "Which obligations are incumbent on the policyholder and insured persons? "}
{"ParticipantId": "1", "Id": 43, "Content": "If the entitled person is in breach of his/her duties, Allianz Travel can withhold or reduce benefit payments. "}
{"ParticipantId": "2", "Id": 44, "Content": "Which obligations are incumbent on the insured?"}
{"ParticipantId": "1", "Id": 45, "Content": "Benefit payments can be reduced or denied if the person is in violation of his/her duties."}
{"ParticipantId": "2", "Id": 46, "Content": "Which obligations are incumbent on the insured and the policyholders?"}
{"ParticipantId": "1", "Id": 47, "Content": "Benefit payments can be reduced or denied if the entitled person is in violation of his/her duties."}
{"ParticipantId": "2", "Id": 48, "Content": "How much is the premium? "}
{"ParticipantId": "1", "Id": 49, "Content": "The amount of the premium depends on the risks insured and stipulated level of cover. The amount of the premium is defined with the application and results from the insurance policy. "}
{"ParticipantId": "2", "Id": 50, "Content": "How much is it?"}
{"ParticipantId": "1", "Id": 51, "Content": "The amount of the premium depends on the risks insured and the level of cover."}
{"ParticipantId": "2", "Id": 52, "Content": "How much is the premium?"}
{"ParticipantId": "1", "Id": 53, "Content": "The amount of the premium depends on the risks insured."}
{"ParticipantId": "2", "Id": 54, "Content": "When does the insurance begin and end? "}
{"ParticipantId": "1", "Id": 55, "Content": "Termination by the insurer in the event of insurance fraud. This list contains only the main causes for termination. There are others set out in the General Terms and Conditions of Insurance and the ICA. "}
{"ParticipantId": "2", "Id": 56, "Content": "When does the insurance end?"}
{"ParticipantId": "1", "Id": 57, "Content": "The main causes for insurance fraud are listed in this list."}
{"ParticipantId": "2", "Id": 58, "Content": "The insurance begins and ends."}
{"ParticipantId": "1", "Id": 59, "Content": "The main causes for insurance fraud are listed in the list."}
{"ParticipantId": "2", "Id": 60, "Content": "Right of revocation "}
{"ParticipantId": "1", "Id": 61, "Content": "The policyholder may revoke the contract within a period of 14 days from the application to conclude the contract or the declaration of acceptance thereof by notifying the insurer in text form (e.g. letter, e-mail). The right of revocation is excluded for provisional cover commitments and contracts with a duration of less than one month. "}
{"ParticipantId": "2", "Id": 62, "Content": "Right of revocation."}
{"ParticipantId": "1", "Id": 63, "Content": "The right of revocation is not available for contracts with a duration of less than a year."}
{"ParticipantId": "2", "Id": 64, "Content": "The right of revocation."}
{"ParticipantId": "1", "Id": 65, "Content": "The right of revocation is excluded for contracts with a duration of less than a year."}
{"ParticipantId": "2", "Id": 66, "Content": "How does Allianz Travel handle data? "}
{"ParticipantId": "1", "Id": 67, "Content": "General Terms and Conditions of Insurance (GTC) "}
{"ParticipantId": "2", "Id": 68, "Content": "How does the travel company handle data?"}
{"ParticipantId": "1", "Id": 69, "Content": "The general terms and conditions of insurance."}
{"ParticipantId": "2", "Id": 70, "Content": "How does Allianz Travel handle data?"}
{"ParticipantId": "1", "Id": 71, "Content": "The general terms and conditions of insurance are here."}
{"ParticipantId": "2", "Id": 72, "Content": "The insurance cover provided by AWP P&C S.A. Saint-Ouen (Paris), Wallisellen branch (Switzerland), hereinafter Allianz Travel is defined in the insurance policy and the following General Terms and Conditions of Insurance (GTC). "}
{"ParticipantId": "1", "Id": 73, "Content": "The provisions applicable to all insurance components only apply insofar as the special provisions relating to the individual insurance components contain no provisions to the contrary. "}
{"ParticipantId": "2", "Id": 74, "Content": "The insurance cover provided by AWP P&C S.A. Saint-Ouen is defined in the insurance policy and the following General Terms and Conditions of Insurance."}
{"ParticipantId": "1", "Id": 75, "Content": "The provisions applicable to all insurance components only apply if the special provisions relating to the individual insurance components contain no provisions to the contrary."}
{"ParticipantId": "2", "Id": 76, "Content": "The insurance cover provided by AWP P&C S.A. Saint-Ouen is defined in the insurance policy and the GTC."}
{"ParticipantId": "1", "Id": 77, "Content": "The provisions applicable to all insurance components only apply if the special provisions relating to the individual insurance components contain no provisions to the contrary"}
{"ParticipantId": "2", "Id": 78, "Content": "1. Insured persons "}
{"ParticipantId": "1", "Id": 79, "Content": "With the exception of annual insurance, persons living abroad as defined under Section I 1.1 are insured, provided they booked their journey in Switzerland. "}
{"ParticipantId": "2", "Id": 80, "Content": "People who are insured."}
{"ParticipantId": "1", "Id": 81, "Content": "Section I 1.1 states that people living abroad are insured if they book their journey in Switzerland."}
{"ParticipantId": "2", "Id": 82, "Content": "The insured persons are."}
{"ParticipantId": "1", "Id": 83, "Content": "Section I 1.1 states that people living abroad are insured if they book their trip in Switzerland."}
{"ParticipantId": "2", "Id": 84, "Content": "2. Geographical application "}
{"ParticipantId": "1", "Id": 85, "Content": "Unless otherwise specified in the special provisions relating to the individual insurance components, the insurance applies worldwide or in Europe depending on the nature of the insurance or in compliance with the insurance policy details. "}
{"ParticipantId": "2", "Id": 86, "Content": "There is a Geographical application."}
{"ParticipantId": "1", "Id": 87, "Content": "Unless otherwise specified in the special provisions relating to the individual insurance components, the insurance applies worldwide or in Europe depending on the nature of the insurance or in compliance with the insurance policy details."}
{"ParticipantId": "2", "Id": 88, "Content": "There is a Geographical application"}
{"ParticipantId": "1", "Id": 89, "Content": "Unless otherwise specified in the special provisions relating to the individual insurance components, the insurance applies worldwide or in Europe, depending on the nature of the insurance or in compliance with the insurance policy details."}
{"ParticipantId": "2", "Id": 90, "Content": "3. Extension of the insurance cover (annual insurance) "}
{"ParticipantId": "1", "Id": 91, "Content": "If the policyholder moves abroad during the contract term, the contract will lapse on the expiry date following the change of domicile. From the date of changing domicile, the insurance cover only applies for trips booked in Switzerland until the insurance expiry date. "}
{"ParticipantId": "2", "Id": 92, "Content": "The insurance cover can be extended."}
{"ParticipantId": "1", "Id": 93, "Content": "The insurance cover only applies for trips booked in Switzerland until the insurance expires."}
{"ParticipantId": "2", "Id": 94, "Content": "The insurance cover is extended."}
{"ParticipantId": "1", "Id": 95, "Content": "The insurance cover only applies to trips booked in Switzerland until the insurance expires."}
{"ParticipantId": "2", "Id": 96, "Content": "4. Pflichten im Schadenfall "}
{"ParticipantId": "1", "Id": 97, "Content": "The Allianz Travel claims forms are available for download at www.allianz-travel.ch/claim. "}
{"ParticipantId": "2", "Id": 98, "Content": "Pflichten im Schadenfall."}
{"ParticipantId": "1", "Id": 99, "Content": "The forms for the claims are available for download."}
{"ParticipantId": "2", "Id": 100, "Content": "Pflichten im Schadenfall"}
{"ParticipantId": "1", "Id": 101, "Content": "The forms for the claims can be downloaded."}
{"ParticipantId": "2", "Id": 102, "Content": "5. Breach of duties "}
{"ParticipantId": "1", "Id": 103, "Content": "If the entitled person is in breach of his/her duties, Allianz Travel can withhold or reduce benefit payments "}
{"ParticipantId": "2", "Id": 104, "Content": "There was a violation of duties."}
{"ParticipantId": "1", "Id": 105, "Content": "Benefit payments can be reduced or denied if the person is in violation of his/her duties."}
{"ParticipantId": "2", "Id": 106, "Content": "There was a breech of duties."}
{"ParticipantId": "1", "Id": 107, "Content": "Benefit payments can be reduced or denied if the entitled person is in violation of his/her duties."}
{"ParticipantId": "2", "Id": 108, "Content": "6. Non-insured events and services "}
{"ParticipantId": "1", "Id": 109, "Content": "If economic, trade or financial sanctions or embargoes on Switzerland, which are directly applicable to the contracting parties, oppose the insurance cover, said cover does not apply. That extends to economic, trade or financial sanctions or embargoes imposed by the United Nations, European Union or United States of America, provided they are not in opposition to Swiss legislation. "}
{"ParticipantId": "2", "Id": 110, "Content": "Non-insured events and services."}
{"ParticipantId": "1", "Id": 111, "Content": "If economic, trade or financial sanctions are imposed on Switzerland, the insurance cover does not apply."}
{"ParticipantId": "2", "Id": 112, "Content": "Non-insured services and events."}
{"ParticipantId": "1", "Id": 113, "Content": "If economic, trade or financial sanctions are imposed on Switzerland, the insurance cover will not apply."}
{"ParticipantId": "2", "Id": 114, "Content": "7. Definitions "}
{"ParticipantId": "1", "Id": 115, "Content": "Electronic devices for mobile, network-independent data, language and picture communication and navigation, which are suitable for mobile use without causing any significant physical exertion due to their size and weight. Mobile telephones, tablets and laptops count as mobile devices for the purpose of these GTC. "}
{"ParticipantId": "2", "Id": 116, "Content": "There are 7 definitions."}
{"ParticipantId": "1", "Id": 117, "Content": "Mobile phones, tablets and laptops are considered mobile devices for the purpose of these GTC."}
{"ParticipantId": "2", "Id": 118, "Content": "There are seven definitions."}
{"ParticipantId": "1", "Id": 119, "Content": "Mobile phones, tablets, and laptops are considered mobile devices for the purpose of these GTC."}
{"ParticipantId": "2", "Id": 120, "Content": "8. Premium adjustment (annual insurance) "}
{"ParticipantId": "1", "Id": 121, "Content": "Allianz Travel reserves the right to amend premiums for annual insurance and is accordingly entitled to request the amendment of the insurance contract. In this case, Allianz Travel shall inform the policyholder of the premium adjustment in writing at least 30 days before it comes into effect. The policyholder has the right to terminate the contract with effect from when the premium adjustment would apply. The policyholder\u00e2\u20ac\u2122s termination of cover is valid, provided it is received by Allianz Travel no later than the last day before the premium adjustment comes into force. "}
{"ParticipantId": "2", "Id": 122, "Content": "Premium adjustment is the yearly insurance."}
{"ParticipantId": "1", "Id": 123, "Content": "In this case, the insurer will inform the customer at least 30 days before the premium adjustment takes effect."}
{"ParticipantId": "2", "Id": 124, "Content": "Premium adjustment is an annual insurance adjustment."}
{"ParticipantId": "1", "Id": 125, "Content": "In this case, the insurer will inform the customer at least 30 days before the change takes effect."}
{"ParticipantId": "2", "Id": 126, "Content": "9. Multiple insurance and claims against third parties "}
{"ParticipantId": "1", "Id": 127, "Content": "If the insured or entitled person has been compensated by a liable third party or the third party's insurer, any compensation due under this contract is rendered void. If a claim is made against Allianz Travel instead of the liable party, the insured or entitled person must concede his/her liability claims up to the extent of the compensation received from Allianz Travel. "}
{"ParticipantId": "2", "Id": 128, "Content": "Multiple insurance claims against third parties."}
{"ParticipantId": "1", "Id": 129, "Content": "If a claim is made against a third party other than the liable party, the insured or entitled person must concede his/her liability claims up."}
{"ParticipantId": "2", "Id": 130, "Content": "Multiple insurance and claims against third parties."}
{"ParticipantId": "1", "Id": 131, "Content": "If a claim is made against a third party other than the liable party, the insured or entitled person must concede his/her liability claims."}
{"ParticipantId": "2", "Id": 132, "Content": "10. Limitation period "}
{"ParticipantId": "1", "Id": 133, "Content": "Claims under the insurance contract expire five years after the occurrence of the event giving rise to the obligation to pay benefits. (exception: aircraft accident/accident benefit -the statutory limitation period is five years in this case). "}
{"ParticipantId": "2", "Id": 134, "Content": "There is a limitation period."}
{"ParticipantId": "1", "Id": 135, "Content": "The statutory limitation period is five years after the occurrence of the event."}
{"ParticipantId": "2", "Id": 136, "Content": "The period isLimitation period"}
{"ParticipantId": "1", "Id": 137, "Content": "The statutory limitation period is five years in this case."}
{"ParticipantId": "2", "Id": 138, "Content": "11. Place of jurisdiction and applicable law "}
{"ParticipantId": "1", "Id": 139, "Content": "The Swiss Insurance Contract Act (ICA) applies in addition to these provisions. "}
{"ParticipantId": "2", "Id": 140, "Content": "jurisdiction and applicable law"}
{"ParticipantId": "1", "Id": 141, "Content": "The Swiss Insurance Contract Act applies to these provisions."}
{"ParticipantId": "2", "Id": 142, "Content": "The place of jurisdiction is listed below."}
{"ParticipantId": "1", "Id": 143, "Content": "The Swiss Insurance Contract Act is applicable to these provisions."}
{"ParticipantId": "2", "Id": 144, "Content": "12. Contact address "}
{"ParticipantId": "1", "Id": 145, "Content": "A1 Cancellation charges "}
{"ParticipantId": "2", "Id": 146, "Content": "The contact address is 12."}
{"ParticipantId": "1", "Id": 147, "Content": "There are cancellation charges."}
{"ParticipantId": "2", "Id": 148, "Content": "The address is Contact address."}
{"ParticipantId": "1", "Id": 149, "Content": "There are charges for a cancellation."}
{"ParticipantId": "2", "Id": 150, "Content": "1. Duration of cover "}
{"ParticipantId": "1", "Id": 151, "Content": "Insurance cover starts on the day the insurance policy is issued and ends on inception of the insured journey. The start of the trip is when the insured person enters the reserved means of transport or the reserved accommodation (hotel, holiday apartment etc.), if no means of transport was reserved. "}
{"ParticipantId": "2", "Id": 152, "Content": "The duration of the cover."}
{"ParticipantId": "1", "Id": 153, "Content": "The start of the trip is when the insured person enters the reserved means of transport or the reserved accommodations."}
{"ParticipantId": "2", "Id": 154, "Content": "The duration of cover."}
{"ParticipantId": "1", "Id": 155, "Content": "The start of the trip is when the insured person enters the reserved means of transport or the reserved accommodation, if no means of transport was reserved."}
{"ParticipantId": "2", "Id": 156, "Content": "2. Insured amount "}
{"ParticipantId": "1", "Id": 157, "Content": "With the annual insurance Secure Trip Budget the insured person retains an excess per loss event worth 20% of the contractually owed cancellation charges. "}
{"ParticipantId": "2", "Id": 158, "Content": "The amount is insured."}
{"ParticipantId": "1", "Id": 159, "Content": "The insured person retains an excess per loss event worth 20% of the contractually owed cancellation charges with the annual insurance."}
{"ParticipantId": "2", "Id": 160, "Content": "The insured amount is 2."}
{"ParticipantId": "1", "Id": 161, "Content": "The insured person retains an excess per loss event worth 20% of the contractually owed cancellation charges."}
{"ParticipantId": "2", "Id": 162, "Content": "3. Insurance benefits "}
{"ParticipantId": "1", "Id": 163, "Content": "If the insured person is unable to use a ticket to an event due to an insured occurrence, the associated costs are covered. The definition of a journey under Section I 7.6 does not apply. "}
{"ParticipantId": "2", "Id": 164, "Content": "There are insurance benefits."}
{"ParticipantId": "1", "Id": 165, "Content": "The associated costs are covered if the insured person is unable to use a ticket due to an insured occurrence."}
{"ParticipantId": "2", "Id": 166, "Content": "The benefits of insurance."}
{"ParticipantId": "1", "Id": 167, "Content": "Section I 7.6 does not apply if the insured person is unable to use a ticket due to an insured occurrence."}
{"ParticipantId": "2", "Id": 168, "Content": "4. Insured events "}
{"ParticipantId": "1", "Id": 169, "Content": "If the insured person's passport or identity card is stolen just before the trip and, as a result, the insured person is unable to travel. Note: there are emergency passport offices at some airports. "}
{"ParticipantId": "2", "Id": 170, "Content": "There are insured events."}
{"ParticipantId": "1", "Id": 171, "Content": "If the insured person's passport or identity card is stolen just before the trip, the insured person is unable to travel."}
{"ParticipantId": "2", "Id": 172, "Content": "The events are insured."}
{"ParticipantId": "1", "Id": 173, "Content": "The insured person is unable to travel if their passport or identity card is stolen before they go."}
{"ParticipantId": "2", "Id": 174, "Content": "5. Non-insured events and services (in addition to Section I 6) "}
{"ParticipantId": "1", "Id": 175, "Content": "In addition to the following provisions, all the conditions applicable to the insurance components II A1: Cancellation charges apply to the cancellation charges for accommodation and further training. "}
{"ParticipantId": "2", "Id": 176, "Content": "Section I 6 includes non-insured events and services."}
{"ParticipantId": "1", "Id": 177, "Content": "The cancellation charges for accommodation and further training are included in the following provisions."}
{"ParticipantId": "2", "Id": 178, "Content": "Non-insured events and services are included in Section I 6."}
{"ParticipantId": "1", "Id": 179, "Content": "The cancellation charges for accommodation and further training apply to the insurance components II A1:"}
{"ParticipantId": "2", "Id": 180, "Content": "1. Insured amount "}
{"ParticipantId": "1", "Id": 181, "Content": "The insured amount can be seen in the Table of Benefits. "}
{"ParticipantId": "2", "Id": 182, "Content": "The insured amount."}
{"ParticipantId": "1", "Id": 183, "Content": "The insured amount can be seen in the table."}
{"ParticipantId": "2", "Id": 184, "Content": "The insured amount is 1."}
{"ParticipantId": "1", "Id": 185, "Content": "The insured amount is shown in the table."}
{"ParticipantId": "2", "Id": 186, "Content": "2. Journey "}
{"ParticipantId": "1", "Id": 187, "Content": "The definition of a journey under Section I 7.6 does not apply. "}
{"ParticipantId": "2", "Id": 188, "Content": "The journey ends with 2."}
{"ParticipantId": "1", "Id": 189, "Content": "Section I 7.6 does not apply to the definition of a journey."}
{"ParticipantId": "2", "Id": 190, "Content": "The journey ends."}
{"ParticipantId": "1", "Id": 191, "Content": "The definition of a journey does not apply."}
{"ParticipantId": "2", "Id": 192, "Content": "3. Duration of cover "}
{"ParticipantId": "1", "Id": 193, "Content": "Insurance cover incepts on the date of issue of the insurance policy and ends on the end date of the rental, booking of accommodation or further training, up to three years after taking out the insurance. "}
{"ParticipantId": "2", "Id": 194, "Content": "The duration of the cover."}
{"ParticipantId": "1", "Id": 195, "Content": "Insurance cover lasts for up to three years after the policy is taken out, and it lasts on the date of issue of the policy."}
{"ParticipantId": "2", "Id": 196, "Content": "The duration of cover."}
{"ParticipantId": "1", "Id": 197, "Content": "Insurance cover lasts for up to three years after the policy is taken out, and it lasts on the date of issue of the insurance policy."}
{"ParticipantId": "2", "Id": 198, "Content": "4. Insurance benefits "}
{"ParticipantId": "1", "Id": 199, "Content": "Premature termination of tenancy agreements, booked accommodation or further training "}
{"ParticipantId": "2", "Id": 200, "Content": "The benefits of insurance."}
{"ParticipantId": "1", "Id": 201, "Content": "Premature ending of tenancy agreements, booked accommodations or further training."}
{"ParticipantId": "2", "Id": 202, "Content": "Insurance benefits."}
{"ParticipantId": "1", "Id": 203, "Content": "Premature cancellation of agreements, booked accommodations or further training."}
{"ParticipantId": "2", "Id": 204, "Content": "There is a"}
{"ParticipantId": "1", "Id": 205, "Content": "There is a"}
{"ParticipantId": "2", "Id": 206, "Content": "There is a person"}
{"ParticipantId": "1", "Id": 207, "Content": "There is a person"}
{"ParticipantId": "2", "Id": 208, "Content": "General terms and conditions of insurance of Allianz Travel "}
{"ParticipantId": "1", "Id": 209, "Content": "The following customer information provides a concise overview of the insurer's identity and the material content of the insurance contract (Article 3 of the Swiss Insurance Contract Act \u00e2\u20ac\u201c ICA). Only the insurance policy and General terms and conditions of insurance (GTC) are authoritative for the content and scope of the rights and obligations derived from the insurance contract. "}
{"ParticipantId": "2", "Id": 210, "Content": "The general terms and conditions of insurance of the company."}
{"ParticipantId": "1", "Id": 211, "Content": "The material content of the insurance contract and the insurer's identity can be found in the following customer information."}
{"ParticipantId": "2", "Id": 212, "Content": "The general terms and conditions of insurance of Allianz Travel are here."}
{"ParticipantId": "1", "Id": 213, "Content": "The material content of the insurance contract and the insurer's identity are provided in the following customer information."}
{"ParticipantId": "2", "Id": 214, "Content": "Who is the insurer? "}
{"ParticipantId": "1", "Id": 215, "Content": "The insurer is AWP P&C S.A., Saint-Ouen (Paris), Wallisellen Branch (Switzerland), hereinafter referred to as Allianz Travel. The company headquarters are at Richtiplatz 1, 8304 Wallisellen. "}
{"ParticipantId": "2", "Id": 216, "Content": "Who is the insurer?"}
{"ParticipantId": "1", "Id": 217, "Content": "The company is called AWP P&C S.A., Saint-Ouen (Paris), and is referred to as Allianz Travel."}
{"ParticipantId": "2", "Id": 218, "Content": "The insurer is not known."}
{"ParticipantId": "1", "Id": 219, "Content": "The company is called AWP P&C S.A., Saint-Ouen (Paris), and is referred to as the insurer."}
{"ParticipantId": "2", "Id": 220, "Content": "Who is the policyholder? "}
{"ParticipantId": "1", "Id": 221, "Content": "The policyholder is the person designated as such in the insurance policy. "}
{"ParticipantId": "2", "Id": 222, "Content": "Who is the insured?"}
{"ParticipantId": "1", "Id": 223, "Content": "The person is designated as the insurance policy's policyholder."}
{"ParticipantId": "2", "Id": 224, "Content": "The person is the insurer."}
{"ParticipantId": "1", "Id": 225, "Content": "The person is designated as the insurance policy's \"policyholder\"."}
{"ParticipantId": "2", "Id": 226, "Content": "What risks are insured and what is the scope of the cover? "}
{"ParticipantId": "1", "Id": 227, "Content": "Assumption of the additional costs incurred for a hotel, rebooking or telephone calls if a connecting flight is missed due to a delay of at least three hours for which the first airline is solely responsible. "}
{"ParticipantId": "2", "Id": 228, "Content": "What are the risks that are insured?"}
{"ParticipantId": "1", "Id": 229, "Content": "The first airline is solely responsible for the additional costs incurred for a hotel, rebooking or telephone calls if a connecting flight is missed due to a delay of at least three hours."}
{"ParticipantId": "2", "Id": 230, "Content": "What are the risks that are insured and what is the scope of the cover?"}
{"ParticipantId": "1", "Id": 231, "Content": "The first airline is solely responsible for the additional costs incurred for a hotel, rebooking or telephone calls if a connecting flight is missed because of a delay of at least three hours."}
{"ParticipantId": "2", "Id": 232, "Content": "Which persons are insured? "}
{"ParticipantId": "1", "Id": 233, "Content": "In the case of insurance policies with a term of one year (annual insurance policies), the insurance policy states whether the insurance cover applies to the policyholder alone (single person) or to the policyholder and the persons living with him/her in the same household as well as their minor children not living in the same household (family insurance policy), provided these are accompanying an insured person and their permanent place of residence is in Switzerland. The insured persons are in each case essentially set out in the insurance policy and the General terms and conditions of insurance (GTC). "}
{"ParticipantId": "2", "Id": 234, "Content": "Which people are insured?"}
{"ParticipantId": "1", "Id": 235, "Content": "In the case of insurance policies with a term of one year, the insurance policy states whether the insurance cover applies to the single person or to the people living with him/her in the same household as well as their minor children not living in."}
{"ParticipantId": "2", "Id": 236, "Content": "Which people have insurance?"}
{"ParticipantId": "1", "Id": 237, "Content": "In the case of insurance policies with a term of one year, the insurance policy states whether the insurance cover applies to the single person or to the people living with him/her in the same household as well as their minor children not living in"}
{"ParticipantId": "2", "Id": 238, "Content": "Temporal and geographical scope of the insurance cover "}
{"ParticipantId": "1", "Id": 239, "Content": "The insurance cover basically applies worldwide during the insurance period. Local restrictions in the special provisions for the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that contradict the insurance cover remain reserved. "}
{"ParticipantId": "2", "Id": 240, "Content": "There is a temporal and geographical scope to the insurance cover."}
{"ParticipantId": "1", "Id": 241, "Content": "Local restrictions on the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that contradict the insurance cover remain reserved."}
{"ParticipantId": "2", "Id": 242, "Content": "The temporal and geographical scope of the insurance cover."}
{"ParticipantId": "1", "Id": 243, "Content": "Local restrictions on the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that are contrary to the insurance cover remain reserved."}
{"ParticipantId": "2", "Id": 244, "Content": "What are the main exclusions? "}
{"ParticipantId": "1", "Id": 245, "Content": "There is no entitlement to benefits if the insured person is actually responsible for the delay. "}
{"ParticipantId": "2", "Id": 246, "Content": "What are the main exclusions?"}
{"ParticipantId": "1", "Id": 247, "Content": "If the insured person is responsible for the delay, there is no entitlement to benefits."}
{"ParticipantId": "2", "Id": 248, "Content": "What are the main reasons for exclusions?"}
{"ParticipantId": "1", "Id": 249, "Content": "If the insured person is responsible for the delay, then there is no entitlement to benefits."}
{"ParticipantId": "2", "Id": 250, "Content": "Which obligations are incumbent on the policyholder and insured persons? "}
{"ParticipantId": "1", "Id": 251, "Content": "Once the insured event has occurred, Allianz Travel must be notified of the claim event immediately in writing and sent the required documents listed in the special provisions for the individual insurance components (for contact address, see GTC section I 13). "}
{"ParticipantId": "2", "Id": 252, "Content": "Which obligations are incumbent on the insured?"}
{"ParticipantId": "1", "Id": 253, "Content": "Once the insured event has occurred, Allianz Travel must be notified of the claim event immediately in writing and send the required documents listed in the special provisions for the individual insurance components."}
{"ParticipantId": "2", "Id": 254, "Content": "Which obligations are incumbent on the insured and the policyholders?"}
{"ParticipantId": "1", "Id": 255, "Content": "Once the insured event has occurred, Allianz Travel must be notified of the claim event immediately in writing and send the required documents for the individual insurance components."}
{"ParticipantId": "2", "Id": 256, "Content": "How much is the premium? "}
{"ParticipantId": "1", "Id": 257, "Content": "The amount of the premium depends on the risks insured and stipulated level of cover. The amount of the premium is defined with the application and results from the insurance policy. "}
{"ParticipantId": "2", "Id": 258, "Content": "How much is it?"}
{"ParticipantId": "1", "Id": 259, "Content": "The amount of the premium depends on the risks insured and the level of cover."}
{"ParticipantId": "2", "Id": 260, "Content": "How much is the premium?"}
{"ParticipantId": "1", "Id": 261, "Content": "The amount of the premium depends on the risks insured."}
{"ParticipantId": "2", "Id": 262, "Content": "When does the insurance begin and end? "}
{"ParticipantId": "1", "Id": 263, "Content": "termination by the insurer in the event of insurance fraud. This list contains only the main causes for termination. There are others set out in the General terms and conditions of insurance and the ICA. "}
{"ParticipantId": "2", "Id": 264, "Content": "When does the insurance end?"}
{"ParticipantId": "1", "Id": 265, "Content": "The main causes for insurance fraud are listed in this list."}
{"ParticipantId": "2", "Id": 266, "Content": "The insurance begins and ends."}
{"ParticipantId": "1", "Id": 267, "Content": "The main causes for insurance fraud are listed in the list."}
{"ParticipantId": "2", "Id": 268, "Content": "Right of revocation "}
{"ParticipantId": "1", "Id": 269, "Content": "The policyholder may revoke the contract within a period of 14 days from the application to conclude the contract or the declaration of acceptance thereof by notifying the insurer in text form (e.g. letter, e-mail). The right of revocation is excluded for provisional cover commitments and contracts with a duration of less than one month. "}
{"ParticipantId": "2", "Id": 270, "Content": "Right of revocation."}
{"ParticipantId": "1", "Id": 271, "Content": "The right of revocation is not available for contracts with a duration of less than a year."}
{"ParticipantId": "2", "Id": 272, "Content": "The right of revocation."}
{"ParticipantId": "1", "Id": 273, "Content": "The right of revocation is excluded for contracts with a duration of less than a year."}
{"ParticipantId": "2", "Id": 274, "Content": "How does Allianz Travel treat data? "}
{"ParticipantId": "1", "Id": 275, "Content": "In order to offer value-for-money comprehensive insurance cover, some of the benefits offered by Allianz Travel are provided by legally independent companies both domestically and abroad. These may be Allianz Group companies or cooperation partners. For the purposes of fulfilling its contractual obligations, Allianz Travel must exchange data both within and outside the group. Allianz Travel stores data electronically or physically in compliance with the "}
{"ParticipantId": "2", "Id": 276, "Content": "How does Allianz Travel treat data?"}
{"ParticipantId": "1", "Id": 277, "Content": "In order to offer value-for-money comprehensive insurance cover, some of the benefits are provided by legally independent companies both domestically and abroad."}
{"ParticipantId": "2", "Id": 278, "Content": "How does the data of a travel company be treated?"}
{"ParticipantId": "1", "Id": 279, "Content": "In order to offer value-for-money comprehensive insurance cover, some of the benefits are provided by legally independent companies."}
{"ParticipantId": "2", "Id": 280, "Content": "legal provisions. Persons whose data is processed by Allianz Travel have the right, in accordance with the Data Protection Act (DPA), to ask what data concerning them Allianz Travel actually processes; they may also request the rectification of incorrect data. "}
{"ParticipantId": "1", "Id": 281, "Content": "Richtiplatz 1 P.O. Box "}
{"ParticipantId": "2", "Id": 282, "Content": "The Data Protection Act (DPA) gives people who have their data processed by Allianz Travel the right to ask what data is actually used."}
{"ParticipantId": "1", "Id": 283, "Content": "Richtiplatz 1 P.O. Box."}
{"ParticipantId": "2", "Id": 284, "Content": "The Data Protection Act (DPA) gives people who have their data processed by Allianz Travel the right to ask what data they are actually getting."}
{"ParticipantId": "1", "Id": 285, "Content": "Richtiplatz 1 P.O. Box"}
{"ParticipantId": "2", "Id": 286, "Content": "8304 Wallisellen "}
{"ParticipantId": "1", "Id": 287, "Content": "A Cancellation costs "}
{"ParticipantId": "2", "Id": 288, "Content": "Wallisellen"}
{"ParticipantId": "1", "Id": 289, "Content": "A cancellation costs."}
{"ParticipantId": "2", "Id": 290, "Content": "Wallisellen 8 304"}
{"ParticipantId": "1", "Id": 291, "Content": "The cancellation costs are listed."}
{"ParticipantId": "2", "Id": 292, "Content": "1 Insured amount "}
{"ParticipantId": "1", "Id": 293, "Content": "With the annual insurance Secure Trip Budget the insured person retains an excess per loss event worth 20% of the contractually owed cancellation costs. "}
{"ParticipantId": "2", "Id": 294, "Content": "The amount is insured."}
{"ParticipantId": "1", "Id": 295, "Content": "The insured person retains an excess per loss event worth 20% of the contractually owed cancellation costs with the annual insurance."}
{"ParticipantId": "2", "Id": 296, "Content": "The insured amount is 1"}
{"ParticipantId": "1", "Id": 297, "Content": "The insured person retains an excess per loss event worth 20% of the contractually owed cancellation costs."}
{"ParticipantId": "2", "Id": 298, "Content": "2 Duration of cover "}
{"ParticipantId": "1", "Id": 299, "Content": "Insurance cover incepts on the date given in the insurance policy and ends with the start of the insured trip. The start of the trip is when the insured person enters the reserved means of transport or the reserved accommodation (hotel, holiday apartment etc.), if no means of transport was reserved. "}
{"ParticipantId": "2", "Id": 300, "Content": "The cover has two different lengths."}
{"ParticipantId": "1", "Id": 301, "Content": "The start of the trip is when the insured person enters the reserved means of transport or the reserved accommodations."}
{"ParticipantId": "2", "Id": 302, "Content": "The cover has 2 different lengths."}
{"ParticipantId": "1", "Id": 303, "Content": "The start of the trip is when the insured person enters the reserved means of transport or the reserved accommodation."}
{"ParticipantId": "2", "Id": 304, "Content": "3 Insured events "}
{"ParticipantId": "1", "Id": 305, "Content": "If the insured person's passport or identity card is stolen just before the trip and, as a result, the insured person is unable to travel. Note: there are emergency passport offices at some airports. "}
{"ParticipantId": "2", "Id": 306, "Content": "3 events are insured."}
{"ParticipantId": "1", "Id": 307, "Content": "If the insured person's passport or identity card is stolen just before the trip, the insured person is unable to travel."}
{"ParticipantId": "2", "Id": 308, "Content": "3 insured events."}
{"ParticipantId": "1", "Id": 309, "Content": "The insured person is unable to travel if their passport or identity card is stolen before they go."}
{"ParticipantId": "2", "Id": 310, "Content": "4 Insured benefits "}
{"ParticipantId": "1", "Id": 311, "Content": "Expenses incurred for disproportionate or recurrent handling charges or insurance premiums are not reimbursed. "}
{"ParticipantId": "2", "Id": 312, "Content": "There are insured benefits."}
{"ParticipantId": "1", "Id": 313, "Content": "Expenses incurred for excessive handling charges or insurance premiums are not reimbursed."}
{"ParticipantId": "2", "Id": 314, "Content": "4 benefits are insured."}
{"ParticipantId": "1", "Id": 315, "Content": "Expenses incurred for disproportionate handling charges are not reimbursed."}
{"ParticipantId": "2", "Id": 316, "Content": "5 Non-insured events and benefits (in addition to section I 4) "}
{"ParticipantId": "1", "Id": 317, "Content": "Cancellation costs are not insured if the cancellation, depending on circumstances, arises from a psychological reaction to a health hazard, act of terror, aircraft accident or natural catastrophe or due to fear of civil unrest, acts of war, acts of terror or aviophobia (fear of flying). "}
{"ParticipantId": "2", "Id": 318, "Content": "There are 5 non-insured events and benefits."}
{"ParticipantId": "1", "Id": 319, "Content": "If the cancellation is due to a fear of flying or a health hazard, the costs are not insured."}
{"ParticipantId": "2", "Id": 320, "Content": "Non-insured events and benefits are included in section I 4."}
{"ParticipantId": "1", "Id": 321, "Content": "If the cancellation is due to a fear of flying, for example, or if it is due to a health hazard, it is not insured."}
{"ParticipantId": "2", "Id": 322, "Content": "6 Duties in the event of a claim (in addition to section I 5) "}
{"ParticipantId": "1", "Id": 323, "Content": "B Medical assistance "}
{"ParticipantId": "2", "Id": 324, "Content": "In addition to section I 5 there are 6 duties in the event of a claim."}
{"ParticipantId": "1", "Id": 325, "Content": "Medical assistance."}
{"ParticipantId": "2", "Id": 326, "Content": "In addition to section I 5 there are duties in the event of a claim."}
{"ParticipantId": "1", "Id": 327, "Content": "Medical help."}
{"ParticipantId": "2", "Id": 328, "Content": "1 Insured amount "}
{"ParticipantId": "1", "Id": 329, "Content": "The insured amount can be seen in the table of benefits. "}
{"ParticipantId": "2", "Id": 330, "Content": "The amount is insured."}
{"ParticipantId": "1", "Id": 331, "Content": "The table of benefits shows the insured amount."}
{"ParticipantId": "2", "Id": 332, "Content": "The insured amount is 1"}
{"ParticipantId": "1", "Id": 333, "Content": "The table of benefits has the insured amount in it."}
{"ParticipantId": "2", "Id": 334, "Content": "2 Insured events "}
{"ParticipantId": "1", "Id": 335, "Content": "If during the trip the insured person suffers a serious illness (including being diagnosed with an epidemic or a pandemic disease such as e. g. COVID-19), a serious accident, complications of pregnancy or a medically certified, unexpected worsening of a chronic illness. "}
{"ParticipantId": "2", "Id": 336, "Content": "There are 2 insured events."}
{"ParticipantId": "1", "Id": 337, "Content": "If the insured person suffers a serious illness during the trip, they will be covered under the policy."}
{"ParticipantId": "2", "Id": 338, "Content": "2 events are insured."}
{"ParticipantId": "1", "Id": 339, "Content": "If the insured person suffers a serious illness during the trip, they will be covered by the policy."}
{"ParticipantId": "2", "Id": 340, "Content": "3 Insured benefits "}
{"ParticipantId": "1", "Id": 341, "Content": "C Travel assistance "}
{"ParticipantId": "2", "Id": 342, "Content": "There are 3 insured benefits."}
{"ParticipantId": "1", "Id": 343, "Content": "Travel assistance."}
{"ParticipantId": "2", "Id": 344, "Content": "3 benefits are insured."}
{"ParticipantId": "1", "Id": 345, "Content": "Travel assistance"}
{"ParticipantId": "2", "Id": 346, "Content": "1 Insured amount "}
{"ParticipantId": "1", "Id": 347, "Content": "The insured amount can be seen in the table of benefits. "}
{"ParticipantId": "2", "Id": 348, "Content": "The amount is insured."}
{"ParticipantId": "1", "Id": 349, "Content": "The table of benefits shows the insured amount."}
{"ParticipantId": "2", "Id": 350, "Content": "The insured amount is 1"}
{"ParticipantId": "1", "Id": 351, "Content": "The table of benefits has the insured amount in it."}
{"ParticipantId": "2", "Id": 352, "Content": "2 Insured events "}
{"ParticipantId": "1", "Id": 353, "Content": "If theft of personal documents (passport, ID card, travel tickets or accommodation vouchers) makes it temporarily impossible for the insured person to continue the trip or make the return journey to Switzerland. "}
{"ParticipantId": "2", "Id": 354, "Content": "There are 2 insured events."}
{"ParticipantId": "1", "Id": 355, "Content": "If personal documents such aspassport, ID card, travel tickets or accommodation vouchers are stolen, it will be impossible for the insured person to continue the trip or return to Switzerland."}
{"ParticipantId": "2", "Id": 356, "Content": "2 events are insured."}
{"ParticipantId": "1", "Id": 357, "Content": "If personal documents such aspassport, ID card, travel tickets, and accommodation vouchers are stolen, it will be impossible for the insured person to continue the trip or return to Switzerland."}
{"ParticipantId": "2", "Id": 358, "Content": "3 Insured benefits "}
{"ParticipantId": "1", "Id": 359, "Content": "Cost of meals, lost working time and other financial loss. "}
{"ParticipantId": "2", "Id": 360, "Content": "There are 3 insured benefits."}
{"ParticipantId": "1", "Id": 361, "Content": "The cost of meals, lost working time, and other financial losses."}
{"ParticipantId": "2", "Id": 362, "Content": "3 benefits are insured."}
{"ParticipantId": "1", "Id": 363, "Content": "The cost of meals, lost working time, and other financial losses are included."}
{"ParticipantId": "2", "Id": 364, "Content": "There is a"}
{"ParticipantId": "1", "Id": 365, "Content": "There is a"}
{"ParticipantId": "2", "Id": 366, "Content": "There is a person"}
{"ParticipantId": "1", "Id": 367, "Content": "There is a person"}
{"ParticipantId": "2", "Id": 368, "Content": "General terms and conditions of insurance of Allianz Travel "}
{"ParticipantId": "1", "Id": 369, "Content": "The following customer information provides a concise overview of the insurer's identity and the material content of the insurance contract (Article 3 of the Swiss Insurance Contract Act \u00e2\u20ac\u201c ICA). Only the insurance policy and General terms and conditions of insurance (GTC) are authoritative for the content and scope of the rights and obligations derived from the insurance contract. "}
{"ParticipantId": "2", "Id": 370, "Content": "The general terms and conditions of insurance of the company."}
{"ParticipantId": "1", "Id": 371, "Content": "The material content of the insurance contract and the insurer's identity can be found in the following customer information."}
{"ParticipantId": "2", "Id": 372, "Content": "The general terms and conditions of insurance of Allianz Travel are here."}
{"ParticipantId": "1", "Id": 373, "Content": "The material content of the insurance contract and the insurer's identity are provided in the following customer information."}
{"ParticipantId": "2", "Id": 374, "Content": "Who is the insurer? "}
{"ParticipantId": "1", "Id": 375, "Content": "The insurer is AWP P&C S.A., Saint-Ouen (Paris), Wallisellen Branch (Switzerland), hereinafter referred to as Allianz Travel. The company headquarters are at Richtiplatz 1, 8304 Wallisellen. "}
{"ParticipantId": "2", "Id": 376, "Content": "Who is the insurer?"}
{"ParticipantId": "1", "Id": 377, "Content": "The company is called AWP P&C S.A., Saint-Ouen (Paris), and is referred to as Allianz Travel."}
{"ParticipantId": "2", "Id": 378, "Content": "The insurer is not known."}
{"ParticipantId": "1", "Id": 379, "Content": "The company is called AWP P&C S.A., Saint-Ouen (Paris), and is referred to as the insurer."}
{"ParticipantId": "2", "Id": 380, "Content": "Who is the policyholder? "}
{"ParticipantId": "1", "Id": 381, "Content": "The policyholder is the person designated as such in the insurance policy. "}
{"ParticipantId": "2", "Id": 382, "Content": "Who is the insured?"}
{"ParticipantId": "1", "Id": 383, "Content": "The person is designated as the insurance policy's policyholder."}
{"ParticipantId": "2", "Id": 384, "Content": "The person is the insurer."}
{"ParticipantId": "1", "Id": 385, "Content": "The person is designated as the insurance policy's \"policyholder\"."}
{"ParticipantId": "2", "Id": 386, "Content": "What risks are insured and what is the scope of the cover? "}
{"ParticipantId": "1", "Id": 387, "Content": "Assumption of the cancellation costs owed by the insured person in the event of cancellation of the booked trip as a result of a failure to move up a year, resitting of a failed examination or another event that is listed as insured in the GTC. In the event of unexpected cancellation during the stay abroad of study courses, work experience, research or seminars originally confirmed in writing or another event that is listed as insured in the GTC, the extra return journey will be organised and the related costs assumed instead of the benefits referred to above. This cover only applies to persons up to their 26th birthday. "}
{"ParticipantId": "2", "Id": 388, "Content": "What are the risks that are insured?"}
{"ParticipantId": "1", "Id": 389, "Content": "In the event of a failure to move up a year, resitting of a failed exam or another event that is listed as insured in the GTC, the cancellation costs will be assumed by the insured person."}
{"ParticipantId": "2", "Id": 390, "Content": "What are the risks that are insured and what is the scope of the cover?"}
{"ParticipantId": "1", "Id": 391, "Content": "In the event of a failure to move up a year, resitting of a failed examination or another event that is listed as insured in the GTC, the cancellation costs will be assumed by the insured person."}
{"ParticipantId": "2", "Id": 392, "Content": "Which persons are insured? "}
{"ParticipantId": "1", "Id": 393, "Content": "In the case of insurance policies with a term of one year (annual insurance policies), the insurance policy states whether the insurance cover applies to the policyholder alone (single person) or to the policyholder and the persons living with him/her in the same household as well as their minor children not living in the same household (family insurance policy), provided these are accompanying an insured person and their permanent place of residence is in Switzerland. The insured persons are in each case essentially set out in the insurance policy and the General terms and conditions of insurance (GTC). "}
{"ParticipantId": "2", "Id": 394, "Content": "Which people are insured?"}
{"ParticipantId": "1", "Id": 395, "Content": "In the case of insurance policies with a term of one year, the insurance policy states whether the insurance cover applies to the single person or to the people living with him/her in the same household as well as their minor children not living in."}
{"ParticipantId": "2", "Id": 396, "Content": "Which people have insurance?"}
{"ParticipantId": "1", "Id": 397, "Content": "In the case of insurance policies with a term of one year, the insurance policy states whether the insurance cover applies to the single person or to the people living with him/her in the same household as well as their minor children not living in"}
{"ParticipantId": "2", "Id": 398, "Content": "Temporal and geographical scope of the insurance cover "}
{"ParticipantId": "1", "Id": 399, "Content": "The insurance cover basically applies worldwide during the insurance period. Local restrictions in the special provisions for the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that contradict the insurance cover remain reserved. "}
{"ParticipantId": "2", "Id": 400, "Content": "There is a temporal and geographical scope to the insurance cover."}
{"ParticipantId": "1", "Id": 401, "Content": "Local restrictions on the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that contradict the insurance cover remain reserved."}
{"ParticipantId": "2", "Id": 402, "Content": "The temporal and geographical scope of the insurance cover."}
{"ParticipantId": "1", "Id": 403, "Content": "Local restrictions on the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that are contrary to the insurance cover remain reserved."}
{"ParticipantId": "2", "Id": 404, "Content": "What are the main exclusions? "}
{"ParticipantId": "1", "Id": 405, "Content": "There is no entitlement to benefits if the Allianz Travel emergency call centre has not agreed to the benefits in advance in the event of the trip being terminated. "}
{"ParticipantId": "2", "Id": 406, "Content": "What are the main exclusions?"}
{"ParticipantId": "1", "Id": 407, "Content": "If the trip is terminated, there is no entitlement to benefits because the emergency call centre has not agreed to the benefits in advance."}
{"ParticipantId": "2", "Id": 408, "Content": "What are the main reasons for exclusions?"}
{"ParticipantId": "1", "Id": 409, "Content": "If the trip is terminated, there is no entitlement to benefits because the emergency call centre has not agreed to them in advance."}
{"ParticipantId": "2", "Id": 410, "Content": "Which obligations are incumbent on the policyholder and insured persons? "}
{"ParticipantId": "1", "Id": 411, "Content": "Termination of a trip: Once the insured event has occurred, the Allianz Travel emergency call centre must be notified immediately and its agreement obtained for any assistance measures or assumption of associated costs. The Allianz Travel emergency call centre is available around the clock: telephone +41 44 202 00 00, fax +41 44 283 33 33. "}
{"ParticipantId": "2", "Id": 412, "Content": "Which obligations are incumbent on the insured?"}
{"ParticipantId": "1", "Id": 413, "Content": "The emergency call centre must be notified immediately if the trip is to be terminated."}
{"ParticipantId": "2", "Id": 414, "Content": "Which obligations are incumbent on the insured and the policyholders?"}
{"ParticipantId": "1", "Id": 415, "Content": "The emergency call centre must be notified immediately if the trip is to be terminated, as well as obtaining an agreement for any assistance measures."}
{"ParticipantId": "2", "Id": 416, "Content": "How much is the premium? "}
{"ParticipantId": "1", "Id": 417, "Content": "The amount of the premium depends on the risks insured and stipulated level of cover. The amount of the premium is defined with the application and results from the insurance policy. "}
{"ParticipantId": "2", "Id": 418, "Content": "How much is it?"}
{"ParticipantId": "1", "Id": 419, "Content": "The amount of the premium depends on the risks insured and the level of cover."}
{"ParticipantId": "2", "Id": 420, "Content": "How much is the premium?"}
{"ParticipantId": "1", "Id": 421, "Content": "The amount of the premium depends on the risks insured."}
{"ParticipantId": "2", "Id": 422, "Content": "When does the insurance begin and end? "}
{"ParticipantId": "1", "Id": 423, "Content": "This list contains only the main causes for termination. There are others set out in the General terms and conditions of insurance and the ICA. "}
{"ParticipantId": "2", "Id": 424, "Content": "When does the insurance end?"}
{"ParticipantId": "1", "Id": 425, "Content": "There are other causes in the General terms and conditions of insurance and the ICA."}
{"ParticipantId": "2", "Id": 426, "Content": "The insurance begins and ends."}
{"ParticipantId": "1", "Id": 427, "Content": "There are other causes in the general terms and conditions of insurance and the ICA."}
{"ParticipantId": "2", "Id": 428, "Content": "Right of revocation "}
{"ParticipantId": "1", "Id": 429, "Content": "The policyholder may revoke the contract within a period of 14 days from the application to conclude the contract or the declaration of acceptance thereof by notifying the insurer in text form (e.g. letter, e-mail). The right of revocation is excluded for provisional cover commitments and contracts with a duration of less than one month. "}
{"ParticipantId": "2", "Id": 430, "Content": "Right of revocation."}
{"ParticipantId": "1", "Id": 431, "Content": "The right of revocation is not available for contracts with a duration of less than a year."}
{"ParticipantId": "2", "Id": 432, "Content": "The right of revocation."}
{"ParticipantId": "1", "Id": 433, "Content": "The right of revocation is excluded for contracts with a duration of less than a year."}
{"ParticipantId": "2", "Id": 434, "Content": "How does Allianz Travel treat data? "}
{"ParticipantId": "1", "Id": 435, "Content": "Allianz Travel stores data electronically or physically in compliance with the legal provisions. "}
{"ParticipantId": "2", "Id": 436, "Content": "How does Allianz Travel treat data?"}
{"ParticipantId": "1", "Id": 437, "Content": "The data is kept in compliance with the legal provisions."}
{"ParticipantId": "2", "Id": 438, "Content": "How does the data of a travel company be treated?"}
{"ParticipantId": "1", "Id": 439, "Content": "The data is stored in compliance with the legal provisions."}
{"ParticipantId": "2", "Id": 440, "Content": "Persons whose data is processed by Allianz Travel have the right, in accordance with the Data Protection Act (DPA), to ask what data concerning them Allianz Travel actually processes; they may also request the rectification of incorrect data. "}
{"ParticipantId": "1", "Id": 441, "Content": "Richtiplatz 1 P.O. Box "}
{"ParticipantId": "2", "Id": 442, "Content": "The Data Protection Act gives people who have their data processed by Allianz Travel the right to ask what data is actually used and to request the deletion of incorrect data."}
{"ParticipantId": "1", "Id": 443, "Content": "Richtiplatz 1 P.O. Box."}
{"ParticipantId": "2", "Id": 444, "Content": "The Data Protection Act gives people who have their data processed by Allianz Travel the right to ask what data is actually used."}
{"ParticipantId": "1", "Id": 445, "Content": "Richtiplatz 1 P.O. Box"}
{"ParticipantId": "2", "Id": 446, "Content": "8304 Wallisellen "}
{"ParticipantId": "1", "Id": 447, "Content": "The Common provisions to all insurance components only apply insofar as the Special provisions for the individual insurance or service components contain no provisions to the contrary. "}
{"ParticipantId": "2", "Id": 448, "Content": "Wallisellen"}
{"ParticipantId": "1", "Id": 449, "Content": "Special provisions for the individual insurance or service components are not included in the Common provisions."}
{"ParticipantId": "2", "Id": 450, "Content": "Wallisellen 8 304"}
{"ParticipantId": "1", "Id": 451, "Content": "Special provisions for the individual insurance or service components are not included in the Common provisions for all insurance components."}
{"ParticipantId": "2", "Id": 452, "Content": "1 Insured persons "}
{"ParticipantId": "1", "Id": 453, "Content": "Persons with permanent residence in Switzerland are insured under section I 1.1. "}
{"ParticipantId": "2", "Id": 454, "Content": "1 people are insured."}
{"ParticipantId": "1", "Id": 455, "Content": "Section I 1.1 covers people with permanent residence in Switzerland."}
{"ParticipantId": "2", "Id": 456, "Content": "1 insured people."}
{"ParticipantId": "1", "Id": 457, "Content": "Section I 1.1 covers people who are permanent residents of Switzerland."}
{"ParticipantId": "2", "Id": 458, "Content": "2 Geographical scope "}
{"ParticipantId": "1", "Id": 459, "Content": "Unless otherwise specified in the Special provisions for the individual insurance or service components, the insurance applies worldwide or in Europe depending on the nature of the insurance or in compliance with the insurance policy details. "}
{"ParticipantId": "2", "Id": 460, "Content": "There is a geographical scope."}
{"ParticipantId": "1", "Id": 461, "Content": "Unless otherwise specified in the Special provisions for the individual insurance or service components, the insurance applies worldwide or in Europe depending on the nature of the insurance or in compliance with the insurance policy details."}
{"ParticipantId": "2", "Id": 462, "Content": "There is a scope for 2 geographical areas."}
{"ParticipantId": "1", "Id": 463, "Content": "Unless otherwise specified in the Special provisions for the individual insurance or service components, the insurance applies worldwide or in Europe, depending on the nature of the insurance or in compliance with the insurance policy details."}
{"ParticipantId": "2", "Id": 464, "Content": "3 Extension of the insurance cover "}
{"ParticipantId": "1", "Id": 465, "Content": "If the policyholder moves abroad during the contract term, the contract will lapse on the expiry date following the change of domicile. From the date of changing domicile, the insurance cover only applies for trips booked in Switzerland until the insurance expiry date. "}
{"ParticipantId": "2", "Id": 466, "Content": "The insurance cover can be extended."}
{"ParticipantId": "1", "Id": 467, "Content": "The insurance cover only applies for trips booked in Switzerland until the insurance expires."}
{"ParticipantId": "2", "Id": 468, "Content": "The insurance cover can be extended 3 times."}
{"ParticipantId": "1", "Id": 469, "Content": "The insurance cover only applies to trips booked in Switzerland until the insurance expires."}
{"ParticipantId": "2", "Id": 470, "Content": "4 Non-insured events and benefits "}
{"ParticipantId": "1", "Id": 471, "Content": "Costs related to kidnappings are not insured. "}
{"ParticipantId": "2", "Id": 472, "Content": "There are 4 non-insured events."}
{"ParticipantId": "1", "Id": 473, "Content": "Kidnappings are not insured."}
{"ParticipantId": "2", "Id": 474, "Content": "There are 4 non-insured events and benefits."}
{"ParticipantId": "1", "Id": 475, "Content": "Kidnappings are not covered by insurance."}
{"ParticipantId": "2", "Id": 476, "Content": "5 Duties in the event of a claim "}
{"ParticipantId": "1", "Id": 477, "Content": "The claims forms are available on our website: www.allianz-travel.ch/claims "}
{"ParticipantId": "2", "Id": 478, "Content": "In the event of a claim, there are 5 duties."}
{"ParticipantId": "1", "Id": 479, "Content": "The forms are available on the website."}
{"ParticipantId": "2", "Id": 480, "Content": "There are 5 duties in the event of a claim."}
{"ParticipantId": "1", "Id": 481, "Content": "The forms are available on our website."}
{"ParticipantId": "2", "Id": 482, "Content": "6 Breach of duties "}
{"ParticipantId": "1", "Id": 483, "Content": "If the entitled person is in breach of his/her obligations, Allianz Travel can withhold or reduce the benefits. "}
{"ParticipantId": "2", "Id": 484, "Content": "There was a violation of duties."}
{"ParticipantId": "1", "Id": 485, "Content": "If the person is in violation of his/her obligations, the benefits can be cut off."}
{"ParticipantId": "2", "Id": 486, "Content": "There was a 6 breech of duties."}
{"ParticipantId": "1", "Id": 487, "Content": "If the person is in violation of his/her obligations, the benefits can be reduced or even removed."}
{"ParticipantId": "2", "Id": 488, "Content": "7 Definitions "}
{"ParticipantId": "1", "Id": 489, "Content": "Electronic devices for mobile, network-independent data, language and picture communication and navigation, which are suitable for mobile use without causing any significant physical exertion due to their size and weight. Mobile telephones, tablets and laptops count as mobile devices for the purposes of these GTC. "}
{"ParticipantId": "2", "Id": 490, "Content": "There are 7 definitions."}
{"ParticipantId": "1", "Id": 491, "Content": "Mobile phones, tablets and laptops are considered mobile devices for the purposes of these GTC."}
{"ParticipantId": "2", "Id": 492, "Content": "There are seven definitions."}
{"ParticipantId": "1", "Id": 493, "Content": "Mobile phones, tablets, and laptops are considered mobile devices for the purposes of these GTC."}
{"ParticipantId": "2", "Id": 494, "Content": "8 Premium adjustment "}
{"ParticipantId": "1", "Id": 495, "Content": "Allianz Travel reserves the right to adjust premiums for annual insurance policies and is accordingly entitled to request an amendment of the insurance contract. In this case, Allianz Travel will inform the policyholder of the premium adjustment in writing at least 30 days before it comes into effect. The policyholder has the right to terminate the contract with effect from when the premium adjustment would apply. The policyholder\u00e2\u20ac\u2122s termination of cover is valid, provided it is received by Allianz Travel no later than the last day before the premium adjustment comes into force. "}
{"ParticipantId": "2", "Id": 496, "Content": "Premium adjustment"}
{"ParticipantId": "1", "Id": 497, "Content": "In this case, the insurer will inform the policy holder of the premium adjustment in writing at least 30 days before it takes effect."}
{"ParticipantId": "2", "Id": 498, "Content": "Premium adjustment."}
{"ParticipantId": "1", "Id": 499, "Content": "In this case, the insurer will inform the policy holder in writing at least 30 days before the premium adjustment takes effect."}
{"ParticipantId": "2", "Id": 500, "Content": "9 Multiple insurance and claims against third parties "}
{"ParticipantId": "1", "Id": 501, "Content": "If the insured or entitled person has been compensated by a liable third party or the third party's insurer, any compensation due under this contract is rendered void. If a claim is made against Allianz Travel instead of the liable party, the insured or entitled person must concede his/her liability claims up to the extent of the compensation received from Allianz Travel. "}
{"ParticipantId": "2", "Id": 502, "Content": "There are multiple insurance and claims against third parties."}
{"ParticipantId": "1", "Id": 503, "Content": "If a claim is made against a third party other than the liable party, the insured or entitled person must concede his/her liability claims up."}
{"ParticipantId": "2", "Id": 504, "Content": "There are multiple insurance claims against third parties."}
{"ParticipantId": "1", "Id": 505, "Content": "If a claim is made against a third party other than the liable party, the insured or entitled person must concede his/her liability claims."}
{"ParticipantId": "2", "Id": 506, "Content": "10 Limitation period "}
{"ParticipantId": "1", "Id": 507, "Content": "Claims under the insurance contract expire five years after the occurrence of the event giving rise to the obligation to pay benefits. "}
{"ParticipantId": "2", "Id": 508, "Content": "The period is 10 years."}
{"ParticipantId": "1", "Id": 509, "Content": "Five years after the occurrence of the event, the obligation to pay benefits is no longer valid."}
{"ParticipantId": "2", "Id": 510, "Content": "The period is 10."}
{"ParticipantId": "1", "Id": 511, "Content": "Five years after the occurrence of the event, the obligation to pay benefits is due."}
{"ParticipantId": "2", "Id": 512, "Content": "11 Place of jurisdiction and applicable law "}
{"ParticipantId": "1", "Id": 513, "Content": "The Swiss Insurance Contract Act (ICA) applies in addition to these provisions. "}
{"ParticipantId": "2", "Id": 514, "Content": "The place of jurisdiction and applicable law are listed."}
{"ParticipantId": "1", "Id": 515, "Content": "The Swiss Insurance Contract Act applies to these provisions."}
{"ParticipantId": "2", "Id": 516, "Content": "The place of jurisdiction is related to the law."}
{"ParticipantId": "1", "Id": 517, "Content": "The Swiss Insurance Contract Act is applicable to these provisions."}
{"ParticipantId": "2", "Id": 518, "Content": "12 Hierarchy of regulations "}
{"ParticipantId": "1", "Id": 519, "Content": "In the event of linguistic differences between the French, Italian, English and German GTC, the German version will always apply where any doubt exists. "}
{"ParticipantId": "2", "Id": 520, "Content": "The hierarchy of regulations."}
{"ParticipantId": "1", "Id": 521, "Content": "The German version of the GTC will always apply where there is doubt about the language."}
{"ParticipantId": "2", "Id": 522, "Content": "There are a number of regulations."}
{"ParticipantId": "1", "Id": 523, "Content": "The German version of the GTC will always apply if there is a doubt about the language."}
{"ParticipantId": "2", "Id": 524, "Content": "13 Contact address "}
{"ParticipantId": "1", "Id": 525, "Content": "C Travel assistance "}
{"ParticipantId": "2", "Id": 526, "Content": "The contact address is 13"}
{"ParticipantId": "1", "Id": 527, "Content": "Travel assistance."}
{"ParticipantId": "2", "Id": 528, "Content": "The address is 13"}
{"ParticipantId": "1", "Id": 529, "Content": "Travel assistance"}
{"ParticipantId": "2", "Id": 530, "Content": "1 Insured amount "}
{"ParticipantId": "1", "Id": 531, "Content": "The insured amount can be seen in the table of benefits. "}
{"ParticipantId": "2", "Id": 532, "Content": "The amount is insured."}
{"ParticipantId": "1", "Id": 533, "Content": "The table of benefits shows the insured amount."}
{"ParticipantId": "2", "Id": 534, "Content": "The insured amount is 1"}
{"ParticipantId": "1", "Id": 535, "Content": "The table of benefits has the insured amount in it."}
{"ParticipantId": "2", "Id": 536, "Content": "2 Insured events "}
{"ParticipantId": "1", "Id": 537, "Content": "Impact of document theft If theft of personal documents (passport, ID card, travel tickets or accommodation vouchers) makes it temporarily impossible for the insured person to continue the trip or make the return journey to Switzerland. "}
{"ParticipantId": "2", "Id": 538, "Content": "There are 2 insured events."}
{"ParticipantId": "1", "Id": 539, "Content": "If personal documents such aspassport, ID card, travel tickets or accommodation vouchers are stolen, it can make it difficult for the insured person to continue the trip or return to Switzerland."}
{"ParticipantId": "2", "Id": 540, "Content": "2 events are insured."}
{"ParticipantId": "1", "Id": 541, "Content": "If personal documents such aspassport, ID card, travel tickets, or accommodation vouchers are stolen, it can make it difficult for the insured person to continue the trip or return to Switzerland."}
{"ParticipantId": "2", "Id": 542, "Content": "3 Insured benefits "}
{"ParticipantId": "1", "Id": 543, "Content": "Cost of meals, lost working time and other financial loss. "}
{"ParticipantId": "2", "Id": 544, "Content": "There are 3 insured benefits."}
{"ParticipantId": "1", "Id": 545, "Content": "The cost of meals, lost working time, and other financial losses."}
{"ParticipantId": "2", "Id": 546, "Content": "3 benefits are insured."}
{"ParticipantId": "1", "Id": 547, "Content": "The cost of meals, lost working time, and other financial losses are included."}
{"ParticipantId": "2", "Id": 548, "Content": "There is a"}
{"ParticipantId": "1", "Id": 549, "Content": "There is a"}
{"ParticipantId": "2", "Id": 550, "Content": "There is a person"}
{"ParticipantId": "1", "Id": 551, "Content": "There is a person"}
{"ParticipantId": "2", "Id": 552, "Content": "General terms and conditions of insurance of Allianz Travel "}
{"ParticipantId": "1", "Id": 553, "Content": "The following customer information provides a concise overview of the insurer's identity and the material content of the insurance contract (Article 3 of the Swiss Insurance Contract Act \u00e2\u20ac\u201c ICA). Only the insurance policy and General terms and conditions of insurance (GTC) are authoritative for the content and scope of the rights and obligations derived from the insurance contract. "}
{"ParticipantId": "2", "Id": 554, "Content": "The general terms and conditions of insurance of the company."}
{"ParticipantId": "1", "Id": 555, "Content": "The material content of the insurance contract and the insurer's identity can be found in the following customer information."}
{"ParticipantId": "2", "Id": 556, "Content": "The general terms and conditions of insurance of Allianz Travel are here."}
{"ParticipantId": "1", "Id": 557, "Content": "The material content of the insurance contract and the insurer's identity are provided in the following customer information."}
{"ParticipantId": "2", "Id": 558, "Content": "Who is the insurer? "}
{"ParticipantId": "1", "Id": 559, "Content": "The insurer is AWP P&C S.A., Saint-Ouen (Paris), Wallisellen Branch (Switzerland), hereinafter referred to as Allianz Travel. The company headquarters are at Richtiplatz 1, 8304 Wallisellen. The insurer for the legal protection insurance components is CAP Legal Protection Insurance Company Ltd. based at Neue Winterthurerstrasse 88, 8304 Wallisellen. "}
{"ParticipantId": "2", "Id": 560, "Content": "Who is the insurer?"}
{"ParticipantId": "1", "Id": 561, "Content": "The company headquarters are in Richtiplatz 1, 8304 Wallisellen."}
{"ParticipantId": "2", "Id": 562, "Content": "The insurer is not known."}
{"ParticipantId": "1", "Id": 563, "Content": "The company headquarters are in Richtiplatz 1, 8 304 Wallisellen."}
{"ParticipantId": "2", "Id": 564, "Content": "Who is the policyholder? "}
{"ParticipantId": "1", "Id": 565, "Content": "The policyholder is the person designated as such in the insurance policy. "}
{"ParticipantId": "2", "Id": 566, "Content": "Who is the insured?"}
{"ParticipantId": "1", "Id": 567, "Content": "The person is designated as the insurance policy's policyholder."}
{"ParticipantId": "2", "Id": 568, "Content": "The person is the insurer."}
{"ParticipantId": "1", "Id": 569, "Content": "The person is designated as the insurance policy's \"policyholder\"."}
{"ParticipantId": "2", "Id": 570, "Content": "What risks are insured and what is the scope of the cover? "}
{"ParticipantId": "1", "Id": 571, "Content": "Assumption of legal protection exclusively in conjunction with trips undertaken outside Switzerland and the Principality of Liechtenstein. "}
{"ParticipantId": "2", "Id": 572, "Content": "What are the risks that are insured?"}
{"ParticipantId": "1", "Id": 573, "Content": "Trips undertaken outside Switzerland and the Principality of Liechtenstein are assumed of legal protection."}
{"ParticipantId": "2", "Id": 574, "Content": "What are the risks that are insured and what is the scope of the cover?"}
{"ParticipantId": "1", "Id": 575, "Content": "Trips undertaken outside of Switzerland and the Principality of Liechtenstein are assumed of legal protection."}
{"ParticipantId": "2", "Id": 576, "Content": "Which persons are insured? "}
{"ParticipantId": "1", "Id": 577, "Content": "In the case of insurance policies with a term of one year (annual insurance policies), the insurance policy states whether the insurance cover applies to the policyholder alone (single person) or to the policyholder and the persons living with him/her in the same household as well as their minor children not living in the same household (family insurance policy), provided these are accompanying an insured person and their permanent place of residence is in Switzerland. The insured persons are in each case essentially set out in the insurance policy and the General terms and conditions of insurance (GTC). "}
{"ParticipantId": "2", "Id": 578, "Content": "Which people are insured?"}
{"ParticipantId": "1", "Id": 579, "Content": "In the case of insurance policies with a term of one year, the insurance policy states whether the insurance cover applies to the single person or to the people living with him/her in the same household as well as their minor children not living in."}
{"ParticipantId": "2", "Id": 580, "Content": "Which people have insurance?"}
{"ParticipantId": "1", "Id": 581, "Content": "In the case of insurance policies with a term of one year, the insurance policy states whether the insurance cover applies to the single person or to the people living with him/her in the same household as well as their minor children not living in"}
{"ParticipantId": "2", "Id": 582, "Content": "Temporal and geographical scope of the insurance cover "}
{"ParticipantId": "1", "Id": 583, "Content": "The insurance cover basically applies worldwide during the insurance period. Local restrictions in the special provisions for the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that contradict the insurance cover remain reserved. "}
{"ParticipantId": "2", "Id": 584, "Content": "There is a temporal and geographical scope to the insurance cover."}
{"ParticipantId": "1", "Id": 585, "Content": "Local restrictions on the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that contradict the insurance cover remain reserved."}
{"ParticipantId": "2", "Id": 586, "Content": "The temporal and geographical scope of the insurance cover."}
{"ParticipantId": "1", "Id": 587, "Content": "Local restrictions on the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that are contrary to the insurance cover remain reserved."}
{"ParticipantId": "2", "Id": 588, "Content": "What are the main exclusions? "}
{"ParticipantId": "1", "Id": 589, "Content": "In particular, there is no entitlement to benefits if the Allianz Travel emergency call centre has not agreed to the benefits in advance or the roadside assistance or towing has not been organised by the Allianz Travel emergency call centre. "}
{"ParticipantId": "2", "Id": 590, "Content": "What are the main exclusions?"}
{"ParticipantId": "1", "Id": 591, "Content": "There is no entitlement to benefits if the roadside assistance or towing has not been organised by the emergency call centre."}
{"ParticipantId": "2", "Id": 592, "Content": "What are the main reasons for exclusions?"}
{"ParticipantId": "1", "Id": 593, "Content": "There is no entitlement to benefits if the roadside assistance or towing has not been organised by the emergency call centre of the company."}
{"ParticipantId": "2", "Id": 594, "Content": "Which obligations are incumbent on the policyholder and insured persons? "}
{"ParticipantId": "1", "Id": 595, "Content": "Any need for legal assistance must be reported as quickly as possible to CAP Legal Protection, Major Customer Support, P.O. Box, 8010 Zurich, telephone +41 58 358 09 09, fax +41 58 358 09 10, [email protected], reference Z75.1.685.643. "}
{"ParticipantId": "2", "Id": 596, "Content": "Which obligations are incumbent on the insured?"}
{"ParticipantId": "1", "Id": 597, "Content": "Any need for legal assistance must be reported as soon as possible to CAP Legal Protection, Major Customer Support."}
{"ParticipantId": "2", "Id": 598, "Content": "Which obligations are incumbent on the insured and the policyholders?"}
{"ParticipantId": "1", "Id": 599, "Content": "Any need for legal assistance must be reported as soon as possible to CAP Legal Protection."}
{"ParticipantId": "2", "Id": 600, "Content": "How much is the premium? "}
{"ParticipantId": "1", "Id": 601, "Content": "The amount of the premium depends on the risks insured and stipulated level of cover. The amount of the premium is defined with the application and results from the insurance policy. "}
{"ParticipantId": "2", "Id": 602, "Content": "How much is it?"}
{"ParticipantId": "1", "Id": 603, "Content": "The amount of the premium depends on the risks insured and the level of cover."}
{"ParticipantId": "2", "Id": 604, "Content": "How much is the premium?"}
{"ParticipantId": "1", "Id": 605, "Content": "The amount of the premium depends on the risks insured."}
{"ParticipantId": "2", "Id": 606, "Content": "When does the insurance begin and end? "}
{"ParticipantId": "1", "Id": 607, "Content": "termination by the insurer in the event of insurance fraud. This list contains only the main causes for termination. There are others set out in the General terms and conditions of insurance and the ICA. "}
{"ParticipantId": "2", "Id": 608, "Content": "When does the insurance end?"}
{"ParticipantId": "1", "Id": 609, "Content": "The main causes for insurance fraud are listed in this list."}
{"ParticipantId": "2", "Id": 610, "Content": "The insurance begins and ends."}
{"ParticipantId": "1", "Id": 611, "Content": "The main causes for insurance fraud are listed in the list."}
{"ParticipantId": "2", "Id": 612, "Content": "Right of revocation "}
{"ParticipantId": "1", "Id": 613, "Content": "The policyholder may revoke the contract within a period of 14 days from the application to conclude the contract or the declaration of acceptance thereof by notifying the insurer in text form (e.g. letter, e-mail). The right of revocation is excluded for provisional cover commitments and contracts with a duration of less than one month. "}
{"ParticipantId": "2", "Id": 614, "Content": "Right of revocation."}
{"ParticipantId": "1", "Id": 615, "Content": "The right of revocation is not available for contracts with a duration of less than a year."}
{"ParticipantId": "2", "Id": 616, "Content": "The right of revocation."}
{"ParticipantId": "1", "Id": 617, "Content": "The right of revocation is excluded for contracts with a duration of less than a year."}
{"ParticipantId": "2", "Id": 618, "Content": "How does Allianz Travel treat data? "}
{"ParticipantId": "1", "Id": 619, "Content": "Allianz Travel stores data electronically or physically in compliance with the legal provisions. "}
{"ParticipantId": "2", "Id": 620, "Content": "How does Allianz Travel treat data?"}
{"ParticipantId": "1", "Id": 621, "Content": "The data is kept in compliance with the legal provisions."}
{"ParticipantId": "2", "Id": 622, "Content": "How does the data of a travel company be treated?"}
{"ParticipantId": "1", "Id": 623, "Content": "The data is stored in compliance with the legal provisions."}
{"ParticipantId": "2", "Id": 624, "Content": "Persons whose data is processed by Allianz Travel have the right, in accordance with the Data Protection Act (DPA), to ask what data concerning them Allianz Travel actually processes; they may also request the rectification of incorrect data. "}
{"ParticipantId": "1", "Id": 625, "Content": "Richtiplatz 1 P.O. Box "}
{"ParticipantId": "2", "Id": 626, "Content": "The Data Protection Act gives people who have their data processed by Allianz Travel the right to ask what data is actually used and to request the deletion of incorrect data."}
{"ParticipantId": "1", "Id": 627, "Content": "Richtiplatz 1 P.O. Box."}
{"ParticipantId": "2", "Id": 628, "Content": "The Data Protection Act gives people who have their data processed by Allianz Travel the right to ask what data is actually used."}
{"ParticipantId": "1", "Id": 629, "Content": "Richtiplatz 1 P.O. Box"}
{"ParticipantId": "2", "Id": 630, "Content": "8304 Wallisellen "}
{"ParticipantId": "1", "Id": 631, "Content": "The Common provisions to all insurance components only apply insofar as the Special provisions for the individual insurance or service components contain no provisions to the contrary. "}
{"ParticipantId": "2", "Id": 632, "Content": "Wallisellen"}
{"ParticipantId": "1", "Id": 633, "Content": "Special provisions for the individual insurance or service components are not included in the Common provisions."}
{"ParticipantId": "2", "Id": 634, "Content": "Wallisellen 8 304"}
{"ParticipantId": "1", "Id": 635, "Content": "Special provisions for the individual insurance or service components are not included in the Common provisions for all insurance components."}
{"ParticipantId": "2", "Id": 636, "Content": "1 Insured persons "}
{"ParticipantId": "1", "Id": 637, "Content": "Persons with permanent residence in Switzerland are insured under section I 1.1. "}
{"ParticipantId": "2", "Id": 638, "Content": "1 people are insured."}
{"ParticipantId": "1", "Id": 639, "Content": "Section I 1.1 covers people with permanent residence in Switzerland."}
{"ParticipantId": "2", "Id": 640, "Content": "1 insured people."}
{"ParticipantId": "1", "Id": 641, "Content": "Section I 1.1 covers people who are permanent residents of Switzerland."}
{"ParticipantId": "2", "Id": 642, "Content": "2 Geographical scope "}
{"ParticipantId": "1", "Id": 643, "Content": "Unless otherwise specified in the Special provisions for the individual insurance or service components, the insurance applies worldwide or in Europe depending on the nature of the insurance or in compliance with the insurance policy details. "}
{"ParticipantId": "2", "Id": 644, "Content": "There is a geographical scope."}
{"ParticipantId": "1", "Id": 645, "Content": "Unless otherwise specified in the Special provisions for the individual insurance or service components, the insurance applies worldwide or in Europe depending on the nature of the insurance or in compliance with the insurance policy details."}
{"ParticipantId": "2", "Id": 646, "Content": "There is a scope for 2 geographical areas."}
{"ParticipantId": "1", "Id": 647, "Content": "Unless otherwise specified in the Special provisions for the individual insurance or service components, the insurance applies worldwide or in Europe, depending on the nature of the insurance or in compliance with the insurance policy details."}
{"ParticipantId": "2", "Id": 648, "Content": "3 Extension of the insurance cover "}
{"ParticipantId": "1", "Id": 649, "Content": "If the policyholder moves abroad during the contract term, the contract will lapse on the expiry date following the change of domicile. From the date of changing domicile, the insurance cover only applies for trips booked in Switzerland until the insurance expiry date. "}
{"ParticipantId": "2", "Id": 650, "Content": "The insurance cover can be extended."}
{"ParticipantId": "1", "Id": 651, "Content": "The insurance cover only applies for trips booked in Switzerland until the insurance expires."}
{"ParticipantId": "2", "Id": 652, "Content": "The insurance cover can be extended 3 times."}
{"ParticipantId": "1", "Id": 653, "Content": "The insurance cover only applies to trips booked in Switzerland until the insurance expires."}
{"ParticipantId": "2", "Id": 654, "Content": "4 Non-insured events and benefits "}
{"ParticipantId": "1", "Id": 655, "Content": "Costs related to kidnappings are not insured. "}
{"ParticipantId": "2", "Id": 656, "Content": "There are 4 non-insured events."}
{"ParticipantId": "1", "Id": 657, "Content": "Kidnappings are not insured."}
{"ParticipantId": "2", "Id": 658, "Content": "There are 4 non-insured events and benefits."}
{"ParticipantId": "1", "Id": 659, "Content": "Kidnappings are not covered by insurance."}
{"ParticipantId": "2", "Id": 660, "Content": "5 Duties in the event of a claim "}
{"ParticipantId": "1", "Id": 661, "Content": "Breach of duties "}
{"ParticipantId": "2", "Id": 662, "Content": "In the event of a claim, there are 5 duties."}
{"ParticipantId": "1", "Id": 663, "Content": "There was a violation of duties."}
{"ParticipantId": "2", "Id": 664, "Content": "There are 5 duties in the event of a claim."}
{"ParticipantId": "1", "Id": 665, "Content": "There was a breech of duties."}
{"ParticipantId": "2", "Id": 666, "Content": "If the entitled person is in breach of his/her obligations, Allianz Travel can withhold or reduce the benefits. "}
{"ParticipantId": "1", "Id": 667, "Content": "Insured amount "}
{"ParticipantId": "2", "Id": 668, "Content": "If the person is in violation of his/her obligations, the benefits can be cut off."}
{"ParticipantId": "1", "Id": 669, "Content": "The amount is insured."}
{"ParticipantId": "2", "Id": 670, "Content": "If the person is in violation of his/her obligations, the benefits can be reduced or even removed."}
{"ParticipantId": "1", "Id": 671, "Content": "The amount is insured"}
{"ParticipantId": "2", "Id": 672, "Content": "The insured amount is specified in the insurance policy. "}
{"ParticipantId": "2", "Id": 673, "Content": "The amount that is insured is specified in the policy."}
{"ParticipantId": "1", "Id": 674, "Content": "There is a"}
{"ParticipantId": "2", "Id": 675, "Content": "The insured amount is specified in the policy."}
{"ParticipantId": "1", "Id": 676, "Content": "There is a person"}
{"ParticipantId": "2", "Id": 677, "Content": "2 Duration of cover "}
{"ParticipantId": "1", "Id": 678, "Content": "Insured amount "}
{"ParticipantId": "2", "Id": 679, "Content": "The cover has two different lengths."}
{"ParticipantId": "1", "Id": 680, "Content": "The amount is insured."}
{"ParticipantId": "2", "Id": 681, "Content": "The cover has 2 different lengths."}
{"ParticipantId": "1", "Id": 682, "Content": "The amount is insured"}
{"ParticipantId": "2", "Id": 683, "Content": "The insured amount can be seen in the table of benefits. "}
{"ParticipantId": "2", "Id": 684, "Content": "The table of benefits shows the insured amount."}
{"ParticipantId": "1", "Id": 685, "Content": "There is a"}
{"ParticipantId": "2", "Id": 686, "Content": "The table of benefits has the insured amount in it."}
{"ParticipantId": "1", "Id": 687, "Content": "There is a person"}
{"ParticipantId": "2", "Id": 688, "Content": "2 Insured events "}
{"ParticipantId": "1", "Id": 689, "Content": "Additional communication costs in the event of a delayed return journey Assumption of any additional communication costs incurred (tele-phone/data package) up to a maximum of a further CHF 150 per event if the insured person has to extend the trip due to an insured event. "}
{"ParticipantId": "2", "Id": 690, "Content": "There are 2 insured events."}
{"ParticipantId": "1", "Id": 691, "Content": "If the insured person has to extend the trip due to an insured event, the additional communication costs will be taken into account."}
{"ParticipantId": "2", "Id": 692, "Content": "2 events are insured."}
{"ParticipantId": "1", "Id": 693, "Content": "If the insured person has to extend the trip due to an insured event, the additional communication costs will be taken into account, up to a maximum of 150 per event."}
{"ParticipantId": "2", "Id": 694, "Content": "4 Non-insured events and benefits (in addition to section I 4) "}
{"ParticipantId": "1", "Id": 695, "Content": "C Travel assistance "}
{"ParticipantId": "2", "Id": 696, "Content": "There are 4 non-insured events and benefits."}
{"ParticipantId": "1", "Id": 697, "Content": "Travel assistance."}
{"ParticipantId": "2", "Id": 698, "Content": "Non-insured events and benefits are included in section I."}
{"ParticipantId": "1", "Id": 699, "Content": "Travel assistance"}
{"ParticipantId": "2", "Id": 700, "Content": "1 Insured amount "}
{"ParticipantId": "1", "Id": 701, "Content": "The insured amount can be seen in the table of benefits. "}
{"ParticipantId": "2", "Id": 702, "Content": "The amount is insured."}
{"ParticipantId": "1", "Id": 703, "Content": "The table of benefits shows the insured amount."}
{"ParticipantId": "2", "Id": 704, "Content": "The insured amount is 1"}
{"ParticipantId": "1", "Id": 705, "Content": "The table of benefits has the insured amount in it."}
{"ParticipantId": "2", "Id": 706, "Content": "2 Insured events "}
{"ParticipantId": "1", "Id": 707, "Content": "Impact of document theft If theft of personal documents (passport, ID card, travel tickets or accommodation vouchers) makes it temporarily impossible for the insured person to continue the trip or make the return journey to Switzerland. "}
{"ParticipantId": "2", "Id": 708, "Content": "There are 2 insured events."}
{"ParticipantId": "1", "Id": 709, "Content": "If personal documents such aspassport, ID card, travel tickets or accommodation vouchers are stolen, it can make it difficult for the insured person to continue the trip or return to Switzerland."}
{"ParticipantId": "2", "Id": 710, "Content": "2 events are insured."}
{"ParticipantId": "1", "Id": 711, "Content": "If personal documents such aspassport, ID card, travel tickets, or accommodation vouchers are stolen, it can make it difficult for the insured person to continue the trip or return to Switzerland."}
{"ParticipantId": "2", "Id": 712, "Content": "3 Insured benefits "}
{"ParticipantId": "1", "Id": 713, "Content": "Assumption of the additional costs up to a total of CHF 1,500 per insured person if unforeseen expenses (taxi fares, costs of accommodation and telephone calls etc.) are incurred in connection with an insured event. These limits include an additional compensation limit of a maximum of CHF 200 for the costs of telephone calls. "}
{"ParticipantId": "2", "Id": 714, "Content": "There are 3 insured benefits."}
{"ParticipantId": "1", "Id": 715, "Content": "If unforeseen expenses are incurred in connection with an insured event, the additional costs can be as high as 1,500 per insured person."}
{"ParticipantId": "2", "Id": 716, "Content": "3 benefits are insured."}
{"ParticipantId": "1", "Id": 717, "Content": "If unforeseen expenses are incurred in connection with an insured event, the additional costs can be as high as a total of 1,500 per insured person."}
{"ParticipantId": "2", "Id": 718, "Content": "4 Non-insured events and benefits (in addition to section I 4) "}
{"ParticipantId": "1", "Id": 719, "Content": "Cost of meals, lost working time and other financial loss. "}
{"ParticipantId": "2", "Id": 720, "Content": "There are 4 non-insured events and benefits."}
{"ParticipantId": "1", "Id": 721, "Content": "The cost of meals, lost working time, and other financial losses."}
{"ParticipantId": "2", "Id": 722, "Content": "Non-insured events and benefits are included in section I."}
{"ParticipantId": "1", "Id": 723, "Content": "The cost of meals, lost working time, and other financial losses are included."}
{"ParticipantId": "2", "Id": 724, "Content": "5 Duties in the event of a claim (in addition to section I 5) "}
{"ParticipantId": "1", "Id": 725, "Content": "Temporal and geographical scope "}
{"ParticipantId": "2", "Id": 726, "Content": "In addition to section I 5 there are 5 duties in the event of a claim."}
{"ParticipantId": "1", "Id": 727, "Content": "There is a temporal and geographical scope."}
{"ParticipantId": "2", "Id": 728, "Content": "In addition to section I 5, there are 5 duties in the event of a claim."}
{"ParticipantId": "1", "Id": 729, "Content": "There is a temporal and geographic scope."}
{"ParticipantId": "2", "Id": 730, "Content": "The insurance applies for journeys throughout the entire world, with the exception of Switzerland, the Principality of Liechtenstein and the country where the insured person is legally resident. "}
{"ParticipantId": "2", "Id": 731, "Content": "The insurance applies to journeys throughout the entire world, with the exception of Switzerland and the country where the insured person is legally resident."}
{"ParticipantId": "1", "Id": 732, "Content": "There is a"}
{"ParticipantId": "2", "Id": 733, "Content": "The insurance applies to journeys throughout the entire world, with the exception of Switzerland and the country where the insured person is legal resident."}
{"ParticipantId": "1", "Id": 734, "Content": "There is a person"}
{"ParticipantId": "2", "Id": 735, "Content": "3 Insured event "}
{"ParticipantId": "1", "Id": 736, "Content": "If a connecting flight is missed due to a delay of at least three hours for which the first airline is solely responsible. "}
{"ParticipantId": "2", "Id": 737, "Content": "3 insured events"}
{"ParticipantId": "1", "Id": 738, "Content": "If a connecting flight is missed due to a delay of at least three hours, the first airline is solely responsible."}
{"ParticipantId": "2", "Id": 739, "Content": "3 insured events."}
{"ParticipantId": "1", "Id": 740, "Content": "The first airline is solely responsible for a delayed connecting flight if it is missed."}
{"ParticipantId": "2", "Id": 741, "Content": "3 Insured benefits "}
{"ParticipantId": "1", "Id": 742, "Content": "K Luggage "}
{"ParticipantId": "2", "Id": 743, "Content": "There are 3 insured benefits."}
{"ParticipantId": "1", "Id": 744, "Content": "K luggage."}
{"ParticipantId": "2", "Id": 745, "Content": "3 benefits are insured."}
{"ParticipantId": "1", "Id": 746, "Content": "K bag."}
{"ParticipantId": "2", "Id": 747, "Content": "1 Insured amount "}
{"ParticipantId": "1", "Id": 748, "Content": "The insured amount is shown in the insurance policy and applies for one year. "}
{"ParticipantId": "2", "Id": 749, "Content": "The amount is insured."}
{"ParticipantId": "1", "Id": 750, "Content": "The amount shown in the insurance policy is the insured amount."}
{"ParticipantId": "2", "Id": 751, "Content": "The insured amount is 1"}
{"ParticipantId": "1", "Id": 752, "Content": "The insured amount is shown in the insurance policy and can be applied for."}
{"ParticipantId": "2", "Id": 753, "Content": "2 Geographical scope "}
{"ParticipantId": "1", "Id": 754, "Content": "The insurance is valid worldwide. The insured person's place of residence under civil law is excluded. "}
{"ParticipantId": "2", "Id": 755, "Content": "There is a geographical scope."}
{"ParticipantId": "1", "Id": 756, "Content": "The place of residence of the insured person is not included."}
{"ParticipantId": "2", "Id": 757, "Content": "There is a scope for 2 geographical areas."}
{"ParticipantId": "1", "Id": 758, "Content": "The place of residence of the insured person is not excluded."}
{"ParticipantId": "2", "Id": 759, "Content": "3 Insured items "}
{"ParticipantId": "1", "Id": 760, "Content": "The insured person\u00e2\u20ac\u2122s luggage is insured including any items obtained on the trip, i.e. any items for personal use, which are taken on the journey or transferred to a transport company for carriage and owned by the insured person. "}
{"ParticipantId": "2", "Id": 761, "Content": "There are 3 insured items."}
{"ParticipantId": "1", "Id": 762, "Content": "The luggage of the insured person is insured, including any items obtained on the trip, which are taken on the journey or transferred to a transport company for carriage and owned by the insured person."}
{"ParticipantId": "2", "Id": 763, "Content": "3 items are insured."}
{"ParticipantId": "1", "Id": 764, "Content": "The luggage of the insured person is insured, including any items obtained on the trip, which are taken on the journey or transferred to a transport company for carriage."}
{"ParticipantId": "2", "Id": 765, "Content": "4 Insured events "}
{"ParticipantId": "1", "Id": 766, "Content": "delay in delivery/handover by a public transport company. "}
{"ParticipantId": "2", "Id": 767, "Content": "There are 4 insured events."}
{"ParticipantId": "1", "Id": 768, "Content": "The public transport company delayed delivery."}
{"ParticipantId": "2", "Id": 769, "Content": "4 insured events."}
{"ParticipantId": "1", "Id": 770, "Content": "A public transport company is behind in delivering."}
{"ParticipantId": "2", "Id": 771, "Content": "5 Insured benefits "}
{"ParticipantId": "1", "Id": 772, "Content": "The insured person must pay an excess of CHF 200 per claim in the event of theft. "}
{"ParticipantId": "2", "Id": 773, "Content": "5 benefits are insured."}
{"ParticipantId": "1", "Id": 774, "Content": "In the event of theft, the insured person must pay an excess of 200 dollars."}
{"ParticipantId": "2", "Id": 775, "Content": "5 insured benefits."}
{"ParticipantId": "1", "Id": 776, "Content": "In the event of theft, the insured person must pay an excess of 200."}
{"ParticipantId": "2", "Id": 777, "Content": "6 Non-insured items "}
{"ParticipantId": "1", "Id": 778, "Content": "theft, loss and destruction of cash (see insurance component Cash and bank account protection). "}
{"ParticipantId": "2", "Id": 779, "Content": "There are 6 non-insured items."}
{"ParticipantId": "1", "Id": 780, "Content": "Cash and bank account protection is part of the insurance component."}
{"ParticipantId": "2", "Id": 781, "Content": "There are 6 items that are not insured."}
{"ParticipantId": "1", "Id": 782, "Content": "Cash and bank account protection is part of the insurance component of theft, loss and destruction of cash."}
{"ParticipantId": "2", "Id": 783, "Content": "7 Non-insured events and benefits (in addition to section I 4) "}
{"ParticipantId": "1", "Id": 784, "Content": "In the event of late delivery of luggage, costs arising at the destination airport or place of destination after the return flight are not insured. "}
{"ParticipantId": "2", "Id": 785, "Content": "There are 7 non-insured events and benefits."}
{"ParticipantId": "1", "Id": 786, "Content": "Costs arising at the destination airport or place of destination after the return flight are not insured in the event of late delivery of luggage."}
{"ParticipantId": "2", "Id": 787, "Content": "There are 7 non-insured events."}
{"ParticipantId": "1", "Id": 788, "Content": "Costs arising at the destination airport or place of destination after the return flight are not insured."}
{"ParticipantId": "2", "Id": 789, "Content": "8 Conduct-related duties when travelling "}
{"ParticipantId": "1", "Id": 790, "Content": "Valuable items such as privately owned mobile devices and photo, film, video and audio equipment, and the accessories in each case, must be kept under separate lock and key (suitcase, locker, safe) in a closed room that is not generally accessible, when not being carried or used. The method of safekeeping must in all cases be appropriate to the value of the item. "}
{"ParticipantId": "2", "Id": 791, "Content": "Conduct-related duties when travelling"}
{"ParticipantId": "1", "Id": 792, "Content": "Valuable items such as privately owned mobile devices and photo, film, video and audio equipment, and the accessories in each case, must be kept under separate lock and key in a closed room that is not generally accessible."}
{"ParticipantId": "2", "Id": 793, "Content": "Conduct-related duties when travelling."}
{"ParticipantId": "1", "Id": 794, "Content": "Valuable items such as privately owned mobile devices and photo, film, video and audio equipment, and the accessories in each case, must be kept under separate lock and key in a closed room that is not generally accessible when not being carried or used."}
{"ParticipantId": "2", "Id": 795, "Content": "9 Duties in the event of a claim (in addition to section I 5) "}
{"ParticipantId": "1", "Id": 796, "Content": "Insured persons "}
{"ParticipantId": "2", "Id": 797, "Content": "In addition to section I 5 there are duties in the event of a claim."}
{"ParticipantId": "1", "Id": 798, "Content": "People who are insured."}
{"ParticipantId": "2", "Id": 799, "Content": "In addition to section I 5 there are 9 duties in the event of a claim."}
{"ParticipantId": "1", "Id": 800, "Content": "People who are insured"}
{"ParticipantId": "2", "Id": 801, "Content": "Persons as per section I 1 are insured up to their 26th birthday. "}
{"ParticipantId": "1", "Id": 802, "Content": "N Breakdown and accident assistance "}
{"ParticipantId": "2", "Id": 803, "Content": "Section I 1 states that people are insured up to their 26th birthday."}
{"ParticipantId": "1", "Id": 804, "Content": "Accidents and breakdown assistance."}
{"ParticipantId": "2", "Id": 805, "Content": "The section I 1 states that people are insured up to their 26th birthday."}
{"ParticipantId": "1", "Id": 806, "Content": "Assist with breakdown and accidents."}
{"ParticipantId": "2", "Id": 807, "Content": "1 Insured amount "}
{"ParticipantId": "1", "Id": 808, "Content": "The insured amount can be seen in the table of benefits. "}
{"ParticipantId": "2", "Id": 809, "Content": "The amount is insured."}
{"ParticipantId": "1", "Id": 810, "Content": "The table of benefits shows the insured amount."}
{"ParticipantId": "2", "Id": 811, "Content": "The insured amount is 1"}
{"ParticipantId": "1", "Id": 812, "Content": "The table of benefits has the insured amount in it."}
{"ParticipantId": "2", "Id": 813, "Content": "2 Geographical scope "}
{"ParticipantId": "1", "Id": 814, "Content": "The insurance protection applies exclusively to events in the following countries: Albania, Andorra, Austria, Belgium, Bosnia-Herzegovina, Bulgaria, Croatia, Cyprus (Greek part), Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Italy, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Montenegro, Netherlands, North Macedonia, Norway, Poland, Portugal, Romania, San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey (European part), the United Kingdom. Switzerland is understood to include the Principality of Liechtenstein. The insurance cover extends to transport by sea if the points of departure and destination are in the covered geographical area. "}
{"ParticipantId": "2", "Id": 815, "Content": "There is a geographical scope."}
{"ParticipantId": "1", "Id": 816, "Content": "The insurance protection only applies to events in the following countries: Albania, Andorra, Austria, Belgium, Bosnia-Herzegovina, Bulgaria, Croatia, Cyprus, Cyprus (Greek part), Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Ireland"}
{"ParticipantId": "2", "Id": 817, "Content": "There is a scope for 2 geographical areas."}
{"ParticipantId": "1", "Id": 818, "Content": "The insurance protection only applies to events in the following countries: Albania, Andorra, Austria, Belgium, Bosnia-Herzegovina, Bulgaria, Croatia, Cyprus, Cyprus (Greek part), Czech Republic, Danes, Finn, France, Germany, Gibraltar, Greece, Hungary, Ireland, and"}
{"ParticipantId": "2", "Id": 819, "Content": "3 Insured vehicles "}
{"ParticipantId": "1", "Id": 820, "Content": "The motor vehicle driven by the insured person (cars and caravans up to 3.5 t plus motorbikes). Licensed camping trailers and motor homes are also covered. "}
{"ParticipantId": "2", "Id": 821, "Content": "3 vehicles are insured."}
{"ParticipantId": "1", "Id": 822, "Content": "Cars and caravans up to 3.5 t plus motorbikes are covered."}
{"ParticipantId": "2", "Id": 823, "Content": "3 vehicles are insured"}
{"ParticipantId": "1", "Id": 824, "Content": "Cars and caravans up to 3.5 t are covered."}
{"ParticipantId": "2", "Id": 825, "Content": "4 Insured events and benefits "}
{"ParticipantId": "1", "Id": 826, "Content": "Delivering spare parts when abroad If the competent garage close by is unable to obtain the spare parts needed, Allianz Travel will organise and assume the costs for immediate delivery if possible. The costs of the spare parts are not covered. "}
{"ParticipantId": "2", "Id": 827, "Content": "There are insured events and benefits."}
{"ParticipantId": "1", "Id": 828, "Content": "The costs of the spare parts are not covered if the garage is unable to get the spare parts."}
{"ParticipantId": "2", "Id": 829, "Content": "4 insured events."}
{"ParticipantId": "1", "Id": 830, "Content": "The costs of the spare parts are not covered if the garage is unable to get them."}
{"ParticipantId": "2", "Id": 831, "Content": "5 Non-insured events and benefits (in addition to section I 4) "}
{"ParticipantId": "1", "Id": 832, "Content": "O Legal protection "}
{"ParticipantId": "2", "Id": 833, "Content": "There are 5 non-insured events and benefits."}
{"ParticipantId": "1", "Id": 834, "Content": "Legal protection."}
{"ParticipantId": "2", "Id": 835, "Content": "Non-insured events and benefits are included in section I 4."}
{"ParticipantId": "1", "Id": 836, "Content": "Legal protection is provided."}
{"ParticipantId": "2", "Id": 837, "Content": "1 Insured amount "}
{"ParticipantId": "1", "Id": 838, "Content": "The insured amount can be seen in the table of benefits. "}
{"ParticipantId": "2", "Id": 839, "Content": "The amount is insured."}
{"ParticipantId": "1", "Id": 840, "Content": "The table of benefits shows the insured amount."}
{"ParticipantId": "2", "Id": 841, "Content": "The insured amount is 1"}
{"ParticipantId": "1", "Id": 842, "Content": "The table of benefits has the insured amount in it."}
{"ParticipantId": "2", "Id": 843, "Content": "2 Subject and geographical scope "}
{"ParticipantId": "1", "Id": 844, "Content": "The insured person enjoys legal protection exclusively for trips outside Switzerland and the Principality of Liechtenstein. The risk bearer is CAP Legal Protection Insurance Company Ltd. based in Wallisellen. "}
{"ParticipantId": "2", "Id": 845, "Content": "Subject and geographical scope."}
{"ParticipantId": "1", "Id": 846, "Content": "The risk bearer is CAP Legal Protection Insurance Company."}
{"ParticipantId": "2", "Id": 847, "Content": "Subject and geographical scope are included."}
{"ParticipantId": "1", "Id": 848, "Content": "The risk bearer is CAP Legal Protection Insurance Company, based in Wallisellen."}
{"ParticipantId": "2", "Id": 849, "Content": "3 Exclusively insured disputes and proceedings "}
{"ParticipantId": "1", "Id": 850, "Content": "transport of persons or luggage. "}
{"ParticipantId": "2", "Id": 851, "Content": "There are 3 exclusively insured disputes and proceedings."}
{"ParticipantId": "1", "Id": 852, "Content": "People are transported or luggage is transported."}
{"ParticipantId": "2", "Id": 853, "Content": "There are 3 exclusively insured disputes."}
{"ParticipantId": "1", "Id": 854, "Content": "People or luggage are transported."}
{"ParticipantId": "2", "Id": 855, "Content": "4 Insured benefits "}
{"ParticipantId": "1", "Id": 856, "Content": "Deducted from that are the intervention costs awarded to the insured person during the proceedings or in similar circumstances. "}
{"ParticipantId": "2", "Id": 857, "Content": "There are insured benefits."}
{"ParticipantId": "1", "Id": 858, "Content": "Intervention costs are awarded to the insured person during proceedings or in similar circumstances."}
{"ParticipantId": "2", "Id": 859, "Content": "4 benefits are insured."}
{"ParticipantId": "1", "Id": 860, "Content": "Intervention costs are awarded to the insured person during the proceedings or in similar circumstances."}
{"ParticipantId": "2", "Id": 861, "Content": "5 Processing of a claim "}
{"ParticipantId": "1", "Id": 862, "Content": "In the event of differences of opinion between the insured person and CAP regarding the measures to take by way of settlement of the loss event, the insured person may request a legal verdict on the matter from an arbitrator, selected by the insured person and CAP jointly. "}
{"ParticipantId": "2", "Id": 863, "Content": "A claim is processed."}
{"ParticipantId": "1", "Id": 864, "Content": "In the event of a disagreement between the insured person and CAP regarding the measures to take by way of settlement of the loss event, the insured person may request a legal verdict from an arbitrator."}
{"ParticipantId": "2", "Id": 865, "Content": "There is a claim."}
{"ParticipantId": "1", "Id": 866, "Content": "In the event of a disagreement between the insured person and CAP regarding the measures to take by way of settlement of the loss event, the insured person can request a legal verdict from an arbitrator."}
{"ParticipantId": "2", "Id": 867, "Content": "There is a"}
{"ParticipantId": "1", "Id": 868, "Content": "There is a"}
{"ParticipantId": "2", "Id": 869, "Content": "There is a person"}
{"ParticipantId": "1", "Id": 870, "Content": "There is a person"}
{"ParticipantId": "2", "Id": 871, "Content": "General terms and conditions of insurance of Allianz Travel "}
{"ParticipantId": "1", "Id": 872, "Content": "The following customer information provides a concise overview of the insurer's identity and the material content of the insurance contract (Article 3 of the Swiss Insurance Contract Act \u00e2\u20ac\u201c ICA). Only the insurance policy and General terms and conditions of insurance (GTC) are authoritative for the content and scope of the rights and obligations derived from the insurance contract. "}
{"ParticipantId": "2", "Id": 873, "Content": "The general terms and conditions of insurance of the company."}
{"ParticipantId": "1", "Id": 874, "Content": "The material content of the insurance contract and the insurer's identity can be found in the following customer information."}
{"ParticipantId": "2", "Id": 875, "Content": "The general terms and conditions of insurance of Allianz Travel are here."}
{"ParticipantId": "1", "Id": 876, "Content": "The material content of the insurance contract and the insurer's identity are provided in the following customer information."}
{"ParticipantId": "2", "Id": 877, "Content": "Who is the insurer? "}
{"ParticipantId": "1", "Id": 878, "Content": "The insurer is AWP P&C S.A., Saint-Ouen (Paris), Wallisellen Branch (Switzerland), hereinafter referred to as Allianz Travel. The company headquarters are at Richtiplatz 1, 8304 Wallisellen. The insurer for the legal protection insurance components is CAP Legal Protection Insurance Company Ltd. based at Neue Winterthurerstrasse 88, 8304 Wallisellen. "}
{"ParticipantId": "2", "Id": 879, "Content": "Who is the insurer?"}
{"ParticipantId": "1", "Id": 880, "Content": "The company headquarters are in Richtiplatz 1, 8304 Wallisellen."}
{"ParticipantId": "2", "Id": 881, "Content": "The insurer is not known."}
{"ParticipantId": "1", "Id": 882, "Content": "The company headquarters are in Richtiplatz 1, 8 304 Wallisellen."}
{"ParticipantId": "2", "Id": 883, "Content": "Who is the policyholder? "}
{"ParticipantId": "1", "Id": 884, "Content": "The policyholder is the person designated as such in the insurance policy. "}
{"ParticipantId": "2", "Id": 885, "Content": "Who is the insured?"}
{"ParticipantId": "1", "Id": 886, "Content": "The person is designated as the insurance policy's policyholder."}
{"ParticipantId": "2", "Id": 887, "Content": "The person is the insurer."}
{"ParticipantId": "1", "Id": 888, "Content": "The person is designated as the insurance policy's \"policyholder\"."}
{"ParticipantId": "2", "Id": 889, "Content": "What risks are insured and what is the scope of the cover? "}
{"ParticipantId": "1", "Id": 890, "Content": "Assumption of legal protection exclusively in conjunction with trips undertaken outside Switzerland and the Principality of Liechtenstein. "}
{"ParticipantId": "2", "Id": 891, "Content": "What are the risks that are insured?"}
{"ParticipantId": "1", "Id": 892, "Content": "Trips undertaken outside Switzerland and the Principality of Liechtenstein are assumed of legal protection."}
{"ParticipantId": "2", "Id": 893, "Content": "What are the risks that are insured and what is the scope of the cover?"}
{"ParticipantId": "1", "Id": 894, "Content": "Trips undertaken outside of Switzerland and the Principality of Liechtenstein are assumed of legal protection."}
{"ParticipantId": "2", "Id": 895, "Content": "Which persons are insured? "}
{"ParticipantId": "1", "Id": 896, "Content": "In the case of insurance policies with a term of one year (annual insurance policies), the insurance policy states whether the insurance cover applies to the policyholder alone (single person) or to the policyholder and the persons living with him/her in the same household as well as their minor children not living in the same household (family insurance policy), provided these are accompanying an insured person and their permanent place of residence is in Switzerland. The insured persons are in each case essentially set out in the insurance policy and the General terms and conditions of insurance (GTC). "}
{"ParticipantId": "2", "Id": 897, "Content": "Which people are insured?"}
{"ParticipantId": "1", "Id": 898, "Content": "In the case of insurance policies with a term of one year, the insurance policy states whether the insurance cover applies to the single person or to the people living with him/her in the same household as well as their minor children not living in."}
{"ParticipantId": "2", "Id": 899, "Content": "Which people have insurance?"}
{"ParticipantId": "1", "Id": 900, "Content": "In the case of insurance policies with a term of one year, the insurance policy states whether the insurance cover applies to the single person or to the people living with him/her in the same household as well as their minor children not living in"}
{"ParticipantId": "2", "Id": 901, "Content": "Temporal and geographical scope of the insurance cover "}
{"ParticipantId": "1", "Id": 902, "Content": "The insurance cover basically applies worldwide during the insurance period. Local restrictions in the special provisions for the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that contradict the insurance cover remain reserved. "}
{"ParticipantId": "2", "Id": 903, "Content": "There is a temporal and geographical scope to the insurance cover."}
{"ParticipantId": "1", "Id": 904, "Content": "Local restrictions on the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that contradict the insurance cover remain reserved."}
{"ParticipantId": "2", "Id": 905, "Content": "The temporal and geographical scope of the insurance cover."}
{"ParticipantId": "1", "Id": 906, "Content": "Local restrictions on the individual insurance components as well as economic or trade sanctions or embargoes of the United Nations, the European Union, the United States of America or Switzerland that are contrary to the insurance cover remain reserved."}
{"ParticipantId": "2", "Id": 907, "Content": "What are the main exclusions? "}
{"ParticipantId": "1", "Id": 908, "Content": "In particular, there is no entitlement to benefits if the Allianz Travel emergency call centre has not agreed to the benefits in advance or the roadside assistance or towing has not been organised by the Allianz Travel emergency call centre. "}
{"ParticipantId": "2", "Id": 909, "Content": "What are the main exclusions?"}
{"ParticipantId": "1", "Id": 910, "Content": "There is no entitlement to benefits if the roadside assistance or towing has not been organised by the emergency call centre."}
{"ParticipantId": "2", "Id": 911, "Content": "What are the main reasons for exclusions?"}
{"ParticipantId": "1", "Id": 912, "Content": "There is no entitlement to benefits if the roadside assistance or towing has not been organised by the emergency call centre of the company."}
{"ParticipantId": "2", "Id": 913, "Content": "Which obligations are incumbent on the policyholder and insured persons? "}
{"ParticipantId": "1", "Id": 914, "Content": "Any need for legal assistance must be reported as quickly as possible to CAP Legal Protection, Major Customer Support, P.O. Box, 8010 Zurich, telephone +41 58 358 09 09, fax +41 58 358 09 10, [email protected], reference Z75.1.685.643. "}
{"ParticipantId": "2", "Id": 915, "Content": "Which obligations are incumbent on the insured?"}
{"ParticipantId": "1", "Id": 916, "Content": "Any need for legal assistance must be reported as soon as possible to CAP Legal Protection, Major Customer Support."}
{"ParticipantId": "2", "Id": 917, "Content": "Which obligations are incumbent on the insured and the policyholders?"}
{"ParticipantId": "1", "Id": 918, "Content": "Any need for legal assistance must be reported as soon as possible to CAP Legal Protection."}
{"ParticipantId": "2", "Id": 919, "Content": "How much is the premium? "}
{"ParticipantId": "1", "Id": 920, "Content": "The amount of the premium depends on the risks insured and stipulated level of cover. The amount of the premium is defined with the application and results from the insurance policy. "}
{"ParticipantId": "2", "Id": 921, "Content": "How much is it?"}
{"ParticipantId": "1", "Id": 922, "Content": "The amount of the premium depends on the risks insured and the level of cover."}
{"ParticipantId": "2", "Id": 923, "Content": "How much is the premium?"}
{"ParticipantId": "1", "Id": 924, "Content": "The amount of the premium depends on the risks insured."}
{"ParticipantId": "2", "Id": 925, "Content": "When does the insurance begin and end? "}
{"ParticipantId": "1", "Id": 926, "Content": "This list contains only the main causes for termination. There are others set out in the General terms and conditions of insurance and the ICA. "}
{"ParticipantId": "2", "Id": 927, "Content": "When does the insurance end?"}
{"ParticipantId": "1", "Id": 928, "Content": "There are other causes in the General terms and conditions of insurance and the ICA."}
{"ParticipantId": "2", "Id": 929, "Content": "The insurance begins and ends."}
{"ParticipantId": "1", "Id": 930, "Content": "There are other causes in the general terms and conditions of insurance and the ICA."}
{"ParticipantId": "2", "Id": 931, "Content": "Right of revocation "}
{"ParticipantId": "1", "Id": 932, "Content": "The policyholder may revoke the contract within a period of 14 days from the application to conclude the contract or the declaration of acceptance thereof by notifying the insurer in text form (e.g. letter, e-mail). The right of revocation is excluded for provisional cover commitments and contracts with a duration of less than one month. "}
{"ParticipantId": "2", "Id": 933, "Content": "Right of revocation."}
{"ParticipantId": "1", "Id": 934, "Content": "The right of revocation is not available for contracts with a duration of less than a year."}
{"ParticipantId": "2", "Id": 935, "Content": "The right of revocation."}
{"ParticipantId": "1", "Id": 936, "Content": "The right of revocation is excluded for contracts with a duration of less than a year."}
{"ParticipantId": "2", "Id": 937, "Content": "How does Allianz Travel treat data? "}
{"ParticipantId": "1", "Id": 938, "Content": "Allianz Travel stores data electronically or physically in compliance with the legal provisions. "}
{"ParticipantId": "2", "Id": 939, "Content": "How does Allianz Travel treat data?"}
{"ParticipantId": "1", "Id": 940, "Content": "The data is kept in compliance with the legal provisions."}
{"ParticipantId": "2", "Id": 941, "Content": "How does the data of a travel company be treated?"}
{"ParticipantId": "1", "Id": 942, "Content": "The data is stored in compliance with the legal provisions."}
{"ParticipantId": "2", "Id": 943, "Content": "Persons whose data is processed by Allianz Travel have the right, in accordance with the Data Protection Act (DPA), to ask what data concerning them Allianz Travel actually processes; they may also request the rectification of incorrect data. "}
{"ParticipantId": "1", "Id": 944, "Content": "Richtiplatz 1 P.O. Box "}
{"ParticipantId": "2", "Id": 945, "Content": "The Data Protection Act gives people who have their data processed by Allianz Travel the right to ask what data is actually used and to request the deletion of incorrect data."}
{"ParticipantId": "1", "Id": 946, "Content": "Richtiplatz 1 P.O. Box."}
{"ParticipantId": "2", "Id": 947, "Content": "The Data Protection Act gives people who have their data processed by Allianz Travel the right to ask what data is actually used."}
{"ParticipantId": "1", "Id": 948, "Content": "Richtiplatz 1 P.O. Box"}
{"ParticipantId": "2", "Id": 949, "Content": "CH-8304 Wallisellen "}
{"ParticipantId": "1", "Id": 950, "Content": "The Common provisions to all insurance components only apply insofar as the Special provisions for the individual insurance or service components contain no provisions to the contrary. "}
{"ParticipantId": "2", "Id": 951, "Content": "CH-8304 is named after Wallisellen."}
{"ParticipantId": "1", "Id": 952, "Content": "Special provisions for the individual insurance or service components are not included in the Common provisions."}
{"ParticipantId": "2", "Id": 953, "Content": "CH-8304 is from Wallisellen."}
{"ParticipantId": "1", "Id": 954, "Content": "Special provisions for the individual insurance or service components are not included in the Common provisions for all insurance components."}
{"ParticipantId": "2", "Id": 955, "Content": "1 Insured persons "}
{"ParticipantId": "1", "Id": 956, "Content": "Persons with permanent residence in Switzerland are insured under section I 1.1. "}
{"ParticipantId": "2", "Id": 957, "Content": "1 people are insured."}
{"ParticipantId": "1", "Id": 958, "Content": "Section I 1.1 covers people with permanent residence in Switzerland."}
{"ParticipantId": "2", "Id": 959, "Content": "1 insured people."}
{"ParticipantId": "1", "Id": 960, "Content": "Section I 1.1 covers people who are permanent residents of Switzerland."}
{"ParticipantId": "2", "Id": 961, "Content": "2 Geographical scope "}
{"ParticipantId": "1", "Id": 962, "Content": "Unless otherwise specified in the Special provisions for the individual insurance or service components, the insurance applies worldwide or in Europe depending on the nature of the insurance or in compliance with the insurance policy details. "}
{"ParticipantId": "2", "Id": 963, "Content": "There is a geographical scope."}
{"ParticipantId": "1", "Id": 964, "Content": "Unless otherwise specified in the Special provisions for the individual insurance or service components, the insurance applies worldwide or in Europe depending on the nature of the insurance or in compliance with the insurance policy details."}
{"ParticipantId": "2", "Id": 965, "Content": "There is a scope for 2 geographical areas."}
{"ParticipantId": "1", "Id": 966, "Content": "Unless otherwise specified in the Special provisions for the individual insurance or service components, the insurance applies worldwide or in Europe, depending on the nature of the insurance or in compliance with the insurance policy details."}
{"ParticipantId": "2", "Id": 967, "Content": "3 Extension of the insurance cover "}
{"ParticipantId": "1", "Id": 968, "Content": "If the policyholder moves abroad during the contract term, the contract will lapse on the expiry date following the change of domicile. From the date of changing domicile, the insurance cover only applies for trips booked in Switzerland until the insurance expiry date. "}
{"ParticipantId": "2", "Id": 969, "Content": "The insurance cover can be extended."}
{"ParticipantId": "1", "Id": 970, "Content": "The insurance cover only applies for trips booked in Switzerland until the insurance expires."}
{"ParticipantId": "2", "Id": 971, "Content": "The insurance cover can be extended 3 times."}
{"ParticipantId": "1", "Id": 972, "Content": "The insurance cover only applies to trips booked in Switzerland until the insurance expires."}
{"ParticipantId": "2", "Id": 973, "Content": "4 Non-insured events and benefits "}
{"ParticipantId": "1", "Id": 974, "Content": "Costs related to kidnappings are not insured. "}
{"ParticipantId": "2", "Id": 975, "Content": "There are 4 non-insured events."}
{"ParticipantId": "1", "Id": 976, "Content": "Kidnappings are not insured."}
{"ParticipantId": "2", "Id": 977, "Content": "There are 4 non-insured events and benefits."}
{"ParticipantId": "1", "Id": 978, "Content": "Kidnappings are not covered by insurance."}
{"ParticipantId": "2", "Id": 979, "Content": "5 Duties in the event of a claim "}
{"ParticipantId": "1", "Id": 980, "Content": "Breach of duties "}
{"ParticipantId": "2", "Id": 981, "Content": "In the event of a claim, there are 5 duties."}
{"ParticipantId": "1", "Id": 982, "Content": "There was a violation of duties."}
{"ParticipantId": "2", "Id": 983, "Content": "There are 5 duties in the event of a claim."}
{"ParticipantId": "1", "Id": 984, "Content": "There was a breech of duties."}
{"ParticipantId": "2", "Id": 985, "Content": "If the entitled person is in breach of his/her obligations, Allianz Travel can withhold or reduce the benefits. "}
{"ParticipantId": "2", "Id": 986, "Content": "If the person is in violation of his/her obligations, the benefits can be cut off."}
{"ParticipantId": "1", "Id": 987, "Content": "There is a"}
{"ParticipantId": "2", "Id": 988, "Content": "If the person is in violation of his/her obligations, the benefits can be reduced or even removed."}
{"ParticipantId": "1", "Id": 989, "Content": "There is a person"}
{"ParticipantId": "2", "Id": 990, "Content": "7 Definitions "}
{"ParticipantId": "1", "Id": 991, "Content": "Allianz Travel reserves the right to adjust premiums for annual insurance policies and is accordingly entitled to request an amendment of the insurance contract. In this case, Allianz Travel will inform the policyholder of the premium adjustment in writing at least 30 days before it comes into effect. The policyholder has the right to terminate the contract with effect from when the premium adjustment would apply. The policyholder\u00e2\u20ac\u2122s termination of cover is valid, provided it is received by Allianz Travel no later than the last day before the premium adjustment comes into force. "}
{"ParticipantId": "2", "Id": 992, "Content": "There are 7 definitions."}
{"ParticipantId": "1", "Id": 993, "Content": "In this case, the insurer will inform the policy holder of the premium adjustment in writing at least 30 days before it takes effect."}
{"ParticipantId": "2", "Id": 994, "Content": "There are seven definitions."}
{"ParticipantId": "1", "Id": 995, "Content": "In this case, the insurer will inform the policy holder in writing at least 30 days before the premium adjustment takes effect."}
{"ParticipantId": "2", "Id": 996, "Content": "8 "}
{"ParticipantId": "1", "Id": 997, "Content": "If the insured or entitled person has been compensated by a liable third party or the third party's insurer, any compensation due under this contract is rendered void. If a claim is made against Allianz Travel instead of the liable party, the insured or entitled person must concede his/her liability claims up to the extent of the compensation received from Allianz Travel. "}
{"ParticipantId": "2", "Id": 998, "Content": "8"}
{"ParticipantId": "1", "Id": 999, "Content": "If a claim is made against a third party other than the liable party, the insured or entitled person must concede his/her liability claims up."}