diff --git a/cli/src/spend_utils.rs b/cli/src/spend_utils.rs
index 62f7a8dfd1f05f..c98f2facc78ff6 100644
--- a/cli/src/spend_utils.rs
+++ b/cli/src/spend_utils.rs
@@ -2,6 +2,7 @@ use {
     crate::{
         checks::{check_account_for_balance_with_commitment, get_fee_for_messages},
         cli::CliError,
+        stake,
     },
     clap::ArgMatches,
     solana_clap_utils::{input_parsers::lamports_of_sol, offline::SIGN_ONLY_ARG},
@@ -96,15 +97,39 @@ where
         )?;
         Ok((message, spend))
     } else {
-        let from_balance = rpc_client
-            .get_balance_with_commitment(from_pubkey, commitment)?
-            .value;
         let from_rent_exempt_minimum = if amount == SpendAmount::RentExempt {
             let data = rpc_client.get_account_data(from_pubkey)?;
             rpc_client.get_minimum_balance_for_rent_exemption(data.len())?
         } else {
             0
         };
+
+        let mut from_balance: u64 = 0;
+        if let Some(account) = rpc_client
+            .get_account_with_commitment(from_pubkey, commitment)?
+            .value
+        {
+            if account.owner == solana_sdk::stake::program::id() {
+                let state = stake::get_account_stake_state(
+                    rpc_client,
+                    from_pubkey,
+                    account,
+                    true,
+                    None,
+                    false,
+                )?;
+                from_balance = state.account_balance;
+                if let Some(active_stake) = state.active_stake {
+                    from_balance = from_balance.saturating_sub(active_stake);
+                }
+            }
+        }
+        if from_balance == 0 {
+            from_balance = rpc_client
+                .get_balance_with_commitment(from_pubkey, commitment)?
+                .value;
+        }
+
         let (message, SpendAndFee { spend, fee }) = resolve_spend_message(
             rpc_client,
             amount,
diff --git a/cli/src/stake.rs b/cli/src/stake.rs
index f4bb8329278d94..670c8969abbaaa 100644
--- a/cli/src/stake.rs
+++ b/cli/src/stake.rs
@@ -2529,6 +2529,25 @@ pub fn process_show_stake_account(
     use_csv: bool,
 ) -> ProcessResult {
     let stake_account = rpc_client.get_account(stake_account_address)?;
+    let state = get_account_stake_state(
+        rpc_client,
+        stake_account_address,
+        stake_account,
+        use_lamports_unit,
+        with_rewards,
+        use_csv,
+    )?;
+    return Ok(config.output_format.formatted_string(&state));
+}
+
+pub fn get_account_stake_state(
+    rpc_client: &RpcClient,
+    stake_account_address: &Pubkey,
+    stake_account: solana_sdk::account::Account,
+    use_lamports_unit: bool,
+    with_rewards: Option<usize>,
+    use_csv: bool,
+) -> Result<CliStakeState, CliError> {
     if stake_account.owner != stake::program::id() {
         return Err(CliError::RpcRequestError(format!(
             "{stake_account_address:?} is not a stake account",
@@ -2572,7 +2591,7 @@ pub fn process_show_stake_account(
                 });
                 state.epoch_rewards = epoch_rewards;
             }
-            Ok(config.output_format.formatted_string(&state))
+            Ok(state)
         }
         Err(err) => Err(CliError::RpcRequestError(format!(
             "Account data could not be deserialized to stake state: {err}"