diff --git a/lib/shoulda/matchers/active_record/define_enum_for_matcher.rb b/lib/shoulda/matchers/active_record/define_enum_for_matcher.rb
index 8b583a4e3..a1dd3ef93 100644
--- a/lib/shoulda/matchers/active_record/define_enum_for_matcher.rb
+++ b/lib/shoulda/matchers/active_record/define_enum_for_matcher.rb
@@ -619,11 +619,17 @@ def expected_default_value
         end
 
         def actual_default_value
-          attribute_schema = model.attributes_to_define_after_schema_loads[attribute_name.to_s]
+          attribute_schema = model.respond_to?(:_default_attributes) ? model._default_attributes[attribute_name.to_s] : model.attributes_to_define_after_schema_loads[attribute_name.to_s]
+
+          if Kernel.const_defined?('ActiveModel::Attribute::UserProvidedDefault') && attribute_schema.is_a?(::ActiveModel::Attribute::UserProvidedDefault)
+            attribute_schema = attribute_schema.marshal_dump
+          end
 
           value = case attribute_schema
                   in [_, { default: default_value } ]
                     default_value
+                  in [_, default_value, *]
+                    default_value
                   in [_, default_value]
                     default_value
                   end