Features

Feature list of MOSTFIT

Top features

1. Microfinance ops Concept of Regions, areas, branches, centers, groups, clients, loans and repayments. Multiple loan products, holiday management, staff management with incentive reporting.

2. Business rules engine Insert complex business logic in Mostfit to modiffy the workflow to suit every changing business needs Some example of rules that are possible:

• Clients in group shouldnot be gretter than 5
• Clients in group shouldnot be less than 3. Otherwise no loans can be disbursed to this group.
• Center of one perticular branch should not contain more than 40 clients but other can have more than that
• Branch manager should be able to disburse up to 10K of loan
• Loan should not be disbursed if application date is more than 5 days old
• Area manager should be able to disburse upto 50 k
• Center should not allow to enter clients if the total count of clients inside the branch where center resides is equals to 100
• Staff members should not have more than 100 centers
• Loan product with a loan amount limit of 50K and interest rate range of 10-15%. Upto 10K the interest rate should carry a interest rate of 15%, 11K-25K should have 12.5% and 26K-50K should have interest rate of 10%
• Make mandatory date of birth for a client form
• Make sure a loan is disbursed only after 4 days of loan approval

3. Custom report Generate simple reports on the fly using a sophisticated UI. Enables quick listing and turn around.

**4. Plethora of reports covering **

• Periodic
• Consolidated
• Registers
• Targets and projections
• Exceptions
• Accounting

5. Dashboard Bunch of graphs covering branches, centers, loans, payments, key ratios etc

6. Daily collection sheets For every staff member. Possible to generate in PDF for ease of printing.

7. Book keeping A full blown accounting system with deep integration with Mostfit loan system to allow automatic accounting upon disbursals and repayments. More about accounting system here

8. Access control Wide variety of user roles:

• Admin -- All access
• MIS manager -- All admin access minus some core admin features
• Read only -- Read only access to the system
• Staff member -- Access based on only staff's roles. For example a branch manager gets access only for his branch, a center manager only for this centers etc
• Data entry -- Access to only data entry screen which allows data entry but no reporting, aggregation etc.
• Funder -- Allow funders to have a peak into the system(read only) based on their investment(controlled by funding line and portfolio)
• Accountant -- Access for accounting

9. Target tracking Assign targets to a staff member, branch or center for Client creation, group creation, loan disbursement etc. Then track using a report.

10. Google maps integration Google maps are now integrated in Mostfit. Branch and center locations can be geo coded. This enables tracking of payments, path taken by staff members etc

11. White labeling and customization Logo and name of the organization at mast head. Date and currency formats. Various features can be toggled by admin.