Simplify check for data Rc in account info data and improve tesing #14897

Job	Run time
cargo-test-sbf (token/program)	7m 16s
check	2m 11s
cargo-test-sbf (instruction-padding/program, token/program-2022, token/program-2022-test)	12m 12s
cargo-test-sbf (associated-token-account/program, associated-token-account/program-test)	7m 19s
cargo-test-sbf (token-upgrade/program)	8m 20s
test (token/cli, token/program, token/program-2022, associated-token-account/program, instruction...	17m 24s
cargo-test-sbf (feature-proposal/program)	6m 44s
test (single-pool/cli, single-pool/program)	14m 35s
cargo-test-sbf (governance/addin-mock/program, governance/program)	10m 6s
test (token-upgrade/cli, token-upgrade/program)	13m 24s
cargo-test-sbf (name-service/program)	8m 2s
cargo-test-sbf (stake-pool/program)	11m 49s
cargo-test-sbf (single-pool/program)	8m 40s
	2h 8m 2s

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