Create baip-0005.md

baip-0005.md

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+```
+BAIP:005 
+Title: Set force_settlement_offset of Bitasset to 5 %
+Author:Everyone can use it
+Status: Committee vote
+Type: Committee Proposal
+Created: 2020-02-28
+```
+
+# Abstract
+
+Set force_settlement_offset of Bitasset to 5 %
+
+# Motivation
+
+- No motivation to create bitAssets 
+- bitAssets are not used to trade in the market
+- Force_settlement_offset didn't have help for bitasset discount
+- Force settlement is another form of planned economy
+- Force settlement is a suicidal behavior for a bitasset market
+- A low offset is kind of theory of financial repression
+- Mild inflation will promote the economic development.
+
+# Rational
+
+Why we should set force_settlement_offset of Bitasset to 5%?
+
+We must all know what is theory of financial repression！
+
+1. force_settlement_offset didn't have help for bitasset discount;
+When a person finished a force settlement, he will make a market order which is a little higher than the market price, he will not chose to dump in the market directly, this is a very simple trade Logic.
+
+2. A market can't maintain high discount under a normal conditon, the price will fall back into the normal price point by the self-regulation of market, currency arbitrage, these will lock the liquidity of bitasset, force the the discount into a normal level.
+
+3. Force settlement is another form of planned economy.
+A lower force_settlement_offset is disrupting the market directly, this is a performance of planned economy.
+Force settlement = Exchange Rate Manipulation
+Most of the fund is taking the advantage of the market loopholes to kill the new and normal users, didn't flow into the normal transaction, this is not healthy.
+Big holder of bitasset can destroy the market and debtor easily with a fixed and lower force_settlement_offset.
+We can check biteur and bitcny.
+
+4. DAI and USDE can "anchor" healthy without force settlement, all we should think about these.
+   https://oasis.app/trade/market/WETH/DAI
+   https://www.pizzadex.io/?pair=usdt2usde
+
+5. 5% offset will maintain until some new mechanism of force settlement is available.
+
+6. Why it is 5% not other "parameters", as we have 5% offset for a long time(about 11/01/2017-08/08/2019) , didn't have any big problem.
+
+# Specifications
+
+**Set force_settlement_offset of Bitasset to 5 %**
+
+
+# Summary for holders
+
+# Discussion
+
+https://bitsharestalk.org/index.php?topic=32176.msg341331#msg341331
+
+# See also
+
+Inflation Index:   
+https://www.imf.org/external/pubs/ft/spn/2010/spn1003.pdf   
+Inflation, Unemployment, and Monetary Policy  by Robert M. Solow, John B. Taylor, Benjamin M. Friedman   
+Inflation, Saving and Growth in Developing Economies by Anthony Thirlwall   
+Financial Deepening in Economic Development by  Edward S. Shaw   
+Money and capital in economic development by Ronald I.Mckinnon   
+
+
+
+# Copyright
+
+This document is placed in the public domain.