- Merchant Plus API Credentials
In order to accept Credit Card payments on your website you must first register for a MerchantPlus NaviGate account. Please do so at http://www.merchantplus.com/get-started Once you've been approved for your account, MerchantPlus will provide you with a NaviGate login and password.
- Login to your gateway at https://gateway.merchantplus.com/
- Click to the "Profile & Settings" and then the "Security" sub page
- Scroll down and click to "Edit" your transaction key and then "Generate a new Key"
- You will use this transaction key plus your NaviGate login ID when configuring the plugin inside of OpenCart
Without the above credentials you will not be able to accept payment via the MerchantPlus NaviGate plugin.
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OpenCart Settings
- Download the NaviGate Module payment module from:
- Upload the files to your OpenCart directory.
- Sign in to your OpenCart admin.
- Click Extensions tab and Payments sub tab.
- Under MerchantPlus NaviGate click Install and then click Edit.
- Enter your NaviGate Username into the 'Login ID' field.
- Enter your NaviGate Transaction Key into the 'Transaction Key' field.
- Select Live under Transaction Server.
- Select Live under Transaction Mode.
- Select Capture under Transaction Method.
- You may leave the Total field empty.
- Select Complete under Order Status.
- Select All Zones under Geo Zone
- Select Enabled under Status.
- Save your changes.
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*IMPORTANT TEST & LIVE Modes
The configuration above sets your account to perform LIVE transactions, meaning, real money is exchanged and fees are deducted. If you'd like to TEST transactions first, follow these steps:
- Login to OpenCart Admin > Extensions > Payments, Edit *MerchantPlus NaviGate*
- Select **TEST** under **Transaction Server**
- Select **TEST** under **Transaction Mode**
- Save Changes
- Login to NaviGate > Profiles and Settings > Account Mode > Edit
- Select **TEST** mode.
- Save Changes.
- Note that **TEST** transactions will only appear when NaviGate is set to **TEST*